5432 Encanto Dr, Laredo, TX 78046 Property Records

Webb County property record for 5432 Encanto Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,514 sqft · built 2021
Lot Size	0.105 acres (4,600 sqft)
Owner	Individual Name on Record
Tax Bill	$291 (2024)
Deeds & Mortgages	Apr 2022 Second Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930-18014-160`

Property Details

APN / Parcel Number

Primary APN	`930-18014-160`
Alternative APNs	`786490A` `786490`

Interior

Building Area	1,514 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.105 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Location & Zoning

Account Number	786490A
Street Address	5432 ENCANTO DR
City	LAREDO
State	TX
Zip	78046-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT UNIT IV BLK 14 LOT 16 UNDIVIDED INTEREST PROPERTY - UDI: 50.000000%
Legal Subdivision	SOUTHERN DEVELOPMENT UNIT IV
Legal Block	14
Legal Lot Number	16
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5432 ENCANTO DR, LAREDO, TX 78046-5283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Apr 14, 2022	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022
Deed Sale	Apr 14, 2022
Deed Document Number	1464701
Deed Book / Page	5253 / 686
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5432 ENCANTO DR, LAREDO, TX 78046-5283
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number	005253/702
Date	Apr 14, 2022
Book Page	5253/702
Instrument	1464703

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 11, 2025

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 14, 2022
Property Address	5432 ENCANTO DR, LAREDO, TX 78046-5283
Document Number	005253/686
Book / Page	5253 / 686
Map Reference	VOL 38 PG 50-52
Instrument Date	Apr 11, 2022
Instrument	1464701
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number	0001464702
Date	Apr 14, 2022
Instrument	1464702

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,962 (+3.13%) Land $22,678 Building $97,284	$119,962 (+3.13%) Land $22,678 Building $97,284
2024	$291.00 (-65.27%)
2022	$838.00	$116,316 Land $36,363 Building $79,953	$116,316 Land $36,363 Building $79,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Encanto Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures