5431 Encanto Dr, Laredo, TX 78046 Property Records

Webb County property record for 5431 Encanto Dr, Laredo, TX 78046 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1,536 sqft · built 2022
Lot Size0.105 acres (4,600 sqft)
OwnerIndividual Name on File
Tax Bill$1,476 (2024)
Deeds & MortgagesNov 2023 Mortgage
Oct 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN930-18015-200

Property Details

APN / Parcel Number

Primary APN930-18015-200
Alternative APN
  • 786563

Interior

Building Area1,536 sqft Living Area

Exterior

Year BuiltBuilt 2022
Lot Area4,600 sqft (0.105 acres)
PorchOpen Porch
Porch Area395 sqft

Location & Zoning

Account Number786563
Street Address5431 ENCANTO DR
CityLAREDO
StateTX
Zip78046-5283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN DEVELOPMENT UNIT IV BLK 15 LOT 20
Legal SubdivisionSOUTHERN DEVELOPMENT UNIT IV
Legal Block15
Legal Lot Number20
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2000
Census Tract1810

Owner

Source: Webb County records · APN 930-18015-200

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5431 ENCANTO DR, LAREDO, TX 78046-5283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 10, 2022Vendor's Lien, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 2022
Deed SaleMay 10, 2022
Deed Document Number1467333
Deed Book / Page5270 / 590
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address5431 ENCANTO DR, LAREDO, TX 78046-5283
Transaction TypeMortgage
Record UpdatedNov 14, 2023
Title CompanySTEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5431 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number005555/808
DateNov 02, 2023
Book Page5555/808
Instrument1514467
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address5431 ENCANTO DR, LAREDO, TX 78046-5283
Transaction TypeMortgage
Record UpdatedNov 13, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5431 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number005554/660
DateOct 31, 2023
Book Page5554/660
Instrument1514304
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

May 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMay 10, 2022
Property Address5431 ENCANTO DR, LAREDO, TX 78046-5283
Document Number005270/590
Book / Page5270 / 590
Map ReferenceVOL 38 PG 50-52
Instrument DateMay 06, 2022
Instrument1467333
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5431 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number0001467334
DateMay 10, 2022
Instrument1467334
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$227,521 (+8.4%) Land $45,356 Building $182,165$227,521 (+8.4%) Land $45,356 Building $182,165
2024$1,476.00 (+463.36%)
2023$209,886 Land $42,780 Building $167,106$209,886 Land $42,780 Building $167,106
2022$262.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790018102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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