5428 Encanto Dr, Laredo, TX 78046 Property Records

Webb County property record for 5428 Encanto Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,507 sqft · built 2022
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$233,050 (Jul 2023)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930-18014-140`

Property Details

APN / Parcel Number

Primary APN	`930-18014-140`
Alternative APN	`786507`

Interior

Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	1,507 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	4,600 sqft (0.106 acres)
Porch	Open Porch
Porch Area	30 sqft

Location & Zoning

Street Address	5428 ENCANTO DR, DR
City	LAREDO
State	TX
Zip	78046-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT UNIT IV BLK 14 LOT 14
Legal Subdivision	SOUTHERN DEVELOPMENT UNIT IV
Legal Block	14
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

5428 Encanto Dr is owned and occupied by an individual who bought it in July 2023.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5428 ENCANTO DR, LAREDO, TX 78046-5283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THRIVE MORTGAGE LLC
Jul 10, 2023	Vendor's Lien, Transfer · Stand-Alone Second Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Deed Document Number	20231504668
Deed Book / Page	5495 / 494
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5428 ENCANTO DR, LAREDO, TX 78046-5283
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005495/509
Date	Jul 10, 2023
Book Page	5495/509
Instrument	1504670

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 10, 2023
Property Address	5428 ENCANTO DR, LAREDO, TX 78046-5283
Document Number	005495/494
Book / Page	5495 / 494
Map Reference	VOL 38 PG 50-52
Instrument Date	Jul 7, 2023
Instrument	1504668
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5428 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number	0001504670
Date	Jul 10, 2023
Instrument	1504670

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5428 Encanto Dr was $1,124 with a homeowner's exemption, down 22% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,834 (-0.61%) Land $45,356 Building $175,478	$220,834 (-0.61%) Land $45,356 Building $175,478
2025	$1,124.00 (-22%)	$222,196 Land $45,356 Building $176,840	$222,196 Land $45,356 Building $176,840
2024	$1,441.00
2023		$172,210 (+373.59%) Land $36,363 Building $135,847	$172,210 (+373.59%) Land $36,363 Building $135,847
2022	$262.00	$36,363 Land $36,363	$36,363 Land $36,363

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5428 Encanto Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5428 Encanto Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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