5432 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 5432 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Misc Structure / Fixture
Details	2,252 sqft · built 2018
Lot Size	5.47 acres (238,360 sqft)
Owner	Individual Name on File
Tax Bill	$1,421 (2023)
Deeds & Mortgages	Mar 2019 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0371190094`

Property Details

APN / Parcel Number

Primary APN	`0371190094`
Alternative APNs	`316001` `847670`

Interior

Stories	1 Story
Building Area	2,252 sqft Gross Area
1st Floor Area	2,252 sqft
Utility Area	1,200 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Lot Area	238,360 sqft (5.47 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	732 sqft
Canopy	480 sqft
Storage Building	1,200 sqft

Location & Zoning

Account Number	847670
Street Address	5432 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4869
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	BALCONES WEST SUBDIVISION, BLOCK 001, LOT 0009, ACRES 5.472
Legal Subdivision	BALCONES WEST SUBDIVISION
Legal Block	1
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2001
Census Tract	20302

Owner

5432 Cedar Creek Rd, an agricultural property, is owned by an individual who acquired it in August 2018.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5432 CEDAR CREEK RD, TEMPLE, TX 76504-4869
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · VA Mortgage EXTRACO BANKS NA
Apr 9, 2019	Deed of Trust, Mortgage · VA Mortgage EXTRACO BANKS NA
Mar 13, 2020	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Aug 6, 2018	Warranty Deed, Transfer FIRST CMNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2018
Deed Sale	Aug 6, 2018
Deed Document Number	2018-00032634
Deed Book / Page	010550 / 000665
Record Updated	Jun 7, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5432 CEDAR CREEK RD, TEMPLE, TX 76504-4869
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008763
Date	Mar 5, 2019
Instrument	2019-00008763

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5432 CEDAR CREEK RD, TEMPLE, TX 76504-4869
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013914
Date	Apr 9, 2019
Instrument	2019-00013914

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5432 CEDAR CREEK RD, TEMPLE, TX 76504-4869
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012788
Date	Mar 13, 2020
Instrument	2020-00012788

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 6, 2018
Property Address	5432 CEDAR CREEK RD, TEMPLE, TX 76504-4869
Document Number	0000032634
Book / Page	010550 / 000665
Instrument Date	Jul 30, 2018
Instrument	32634
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 AVALON RD TEMPLE TX 765022899, TEMPLE, TX 76502-2899

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,421.00 (-0.07%) Homeowner's exemption Senior Citizen's exemption	$688,131 Land $183,513 Building $504,618	$688,131 Land $183,513 Building $504,618
2022	$1,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5432 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5432 Cedar Creek Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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