5210 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 5210 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1,968 sqft · built 2005
Lot Size	1.25 acres (54,450 sqft)
Owner	Company Name on Record
Tax Bill	$4,124 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0552700100`

Property Details

APN / Parcel Number

Primary APN	`0552700100`
Alternative APNs	`367097` `866392`

Interior

Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Lot Area	54,450 sqft (1.25 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	389 sqft
Canopy	400 sqft
Storage Building	200 sqft

Location & Zoning

Account Number	866392
Street Address	5210 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0552BC H MILLARD, ACRES 1.25
Legal Subdivision	H MILLARD
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	20302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 2676, GEORGETOWN, TX 78627-2676
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage P31 GROUP LLC
Mar 14, 2023	Vendor's Lien, Transfer · Stand-Alone Second Mortgage DOUGLAS WALLEY
Jul 28, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/CO
Sep 27, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023
Deed Sale	Mar 14, 2023
Prior Sale	Oct 11, 2019
Deed Document Number	2023010423
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5210 CEDAR CREEK RD, TEMPLE, TX 76504-4888
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	PATTEN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001623
Date	Jan 12, 2026
Instrument	2026001623

Lender

Name	P31 GROUP LLC
Type	Non-Lending Institution
Address	TEMPLE, TX 76504

Agreement

Amount	Amount Recorded

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 14, 2023
Property Address	5210 CEDAR CREEK RD, TEMPLE, TX 76504-4888
Document Number	0000010423
Map Reference	VOL 5711 PG 618
Instrument Date	Mar 10, 2023
Instrument	2023010423
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PRIORITY SETTLEMENT GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2676, GEORGETOWN, TX 78627-2676

Mortgage

Document Number	0000010424
Date	Mar 14, 2023
Instrument	2023010424

Lender

Name	DOUGLAS WALLEY
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

Mortgage

Document Number	0000010426
Date	Mar 14, 2023
Instrument	2023010426

Lender

Name	MLW PROPERTY VENTURES LLC
Type	Non-Lending Institution
Address	KINGFISHER, OK 73750

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5210 CEDAR CREEK RD, TEMPLE, TX 76504-4888
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038028
Date	Jul 28, 2020
Instrument	2020-00038028

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5210 CEDAR CREEK RD, TEMPLE, TX 76504-4888
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026696
Date	Apr 30, 2021
Instrument	2021026696

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 11, 2019
Property Address	5210 CEDAR CREEK RD, TEMPLE, TX 76504-4888
Document Number	0000047047
Book / Page	011041 / 000354
Instrument Date	Oct 9, 2019
Instrument	47047
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5210 CEDAR CREEK RD TEMPLE TX 765044888, TEMPLE, TX 76504-4888

Mortgage

Document Number	47048
Date	Oct 11, 2019
Book Page	011041/000358
Instrument	47048

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 27, 2017
Property Address	5210 CEDAR CREEK RD, TEMPLE, TX 76504-4888
Document Number	0000040796
Instrument Date	Sep 26, 2017
Instrument	40796
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5210 CEDAR CREEK RD TEMPLE TX 765044888, TEMPLE, TX 76504-4888

Mortgage

Document Number	40797
Date	Sep 27, 2017
Instrument	40797

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,124.00 (-17.09%) Homeowner's exemption	$472,993 Land $49,609 Building $423,384	$472,993 Land $49,609 Building $423,384
2022	$4,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: Altitude ISP, AT&T, T-Mobile.

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