5620 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 5620 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2,078 sqft · built 2005
Lot Size	5.47 acres (238,360 sqft)
Owner	2 Individual Names on File
Last Sale	$732,830 (May 2026)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0371190085`

Property Details

APN / Parcel Number

Primary APN	`0371190085`
Alternative APNs	`315998` `781979`

Interior

Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Lot Area	238,360 sqft (5.47 acres)
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Porch Area	425 sqft
Storage Building	1,600 sqft

Location & Zoning

Street Address	5620 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALCONES WEST SUBDIVISION, BLOCK 001, LOT 0006, ACRES 5.472
Legal Subdivision	BALCONES WEST SUBDIVISION
Legal Block	1
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2001
Census Tract	20302

Owner

5620 Cedar Creek Rd is owned and occupied by two individuals who bought it in May 2026.

Source: Bell County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5620 CEDAR CREEK RD, TEMPLE, TX 76504-4855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Jun 13, 2014 · Amount on File
Deed Document Number	202621877
Prior Transfer Date	Jun 11, 2014
Prior Transfer Doc	0000021116
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	May 5, 2026
Property Address	5620 CEDAR CREEK RD, TEMPLE, TX 76504-4855
Document Number	0000021877
Instrument Date	May 5, 2026
Instrument	2026.21877
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 CEDAR CREEK RD, TEMPLE, TX 76504-4855
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021878,
Date	May 5, 2026
Instrument	2026..21878

Lender

Name	MEMBERS CHOICE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5620 Cedar Creek Rd was $5,174 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,174.00	$501,735	$668,909 Land $201,865 Building $467,044
2023	$4,854.00 (-15.67%) Homeowner's exemption	$662,984 Land $183,513 Building $479,471	$662,984 Land $183,513 Building $479,471
2022	$5,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5620 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5620 Cedar Creek Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Creek Rd

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