5430 Fleming Rd, Atwater, CA 95301 Property Records

Merced County property record for 5430 Fleming Rd, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1959
Lot Size	0.698 acres (30,423 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jul 2010)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-060-031-000`

Property Details

APN / Parcel Number

Primary APN	`207-060-031-000`
Alternative APN	`207-060-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	30,423 sqft (0.698 acres)
Garage Area	1,784 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	18 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	207-060-031
Street Address	5430 FLEMING RD
City	ATWATER
State	CA
Zip	95301-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BUH COL POR LOT 16 SEC 18/7/13
Legal Range	13E
Legal Township	7S
Legal Section	18
Legal Subdivision	BUHACH COL
Legal Lot Number	16
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1024
Census Tract	702

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5430 FLEMING RD, ATWATER, CA 95301-9510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2010 · Amount on Record
Deed Sale	Jul 15, 2010 · Amount on Record
Deed Document Number	201026824
Last Transfer Date	Feb 4, 2016
Transfer Doc	0000004433
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5430 FLEMING RD, ATWATER, CA 95301-9510
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 FLEMING RD, ATWATER, CA 95301-9510

Mortgage

Document Number	0000031155
Date	Oct 30, 2025
Instrument	2025031155

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 12, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5430 FLEMING RD, ATWATER, CA 95301-9510
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 FLEMING RD, ATWATER, CA 95301-9510

Mortgage

Document Number	0000014862
Date	Apr 1, 2021
Instrument	2021014862

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5430 FLEMING RD, ATWATER, CA 95301-9510
Document Number	0000002551
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5430 FLEMING RD ATWATER CA 953019510, ATWATER, CA 95301-9510

Mortgage

Document Number	0000002551
Date	Jan 23, 2020
Instrument	2551

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$212,382 (+2%) Land $39,198 Building $173,184
2025	$2,250.00 (+3.97%)	$208,219 (+4.04%) Land $38,430 Building $169,789
2023	$2,164.00 (+1.26%)	$200,136 Land $36,939 Building $163,197
2022	$2,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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