5324 Fleming Rd, Atwater, CA 95301 Property Records

Merced County property record for 5324 Fleming Rd, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1970
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Tax Bill	$5,013 (2025)
Deeds & Mortgages	Nov 2020 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-070-018-000`

Property Details

APN / Parcel Number

Primary APN	`207-070-018-000`
Alternative APN	`207070018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	207070018
Street Address	5324 FLEMING RD
City	ATWATER
State	CA
Zip	95301-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 1 PM 39-39 SEC 18/7/13
Legal Range	13
Legal Township	07
Legal Section	18
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1029
Census Tract	702

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5324 FLEMING RD, ATWATER, CA 95301-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 9, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 24, 2018	Grant Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020
Deed Sale	Oct 9, 2020
Prior Sale	Nov 9, 2020
Deed Document Number	0000036753
Last Transfer Date	Mar 27, 2025
Transfer Doc	0000008977
Record Updated	Jun 7, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Nov 9, 2020
Property Address	5324 FLEMING RD, ATWATER, CA 95301-9513
Document Number	0000041319
Instrument Date	Nov 9, 2020
Instrument	41319
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5324 FLEMING RD ATWATER CA 953019513, ATWATER, CA 95301-9513

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 9, 2020
Property Address	5324 FLEMING RD, ATWATER, CA 95301-9513
Document Number	0000036753
Map Reference	MB 30 PG 11
Instrument Date	Oct 5, 2020
Instrument	2020036753
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 FLEMING RD, ATWATER, CA 95301-9513

Mortgage

Document Number	0000036754
Date	Oct 9, 2020
Instrument	2020036754

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 24, 2018
Property Address	5324 FLEMING RD, ATWATER, CA 95301-9513
Document Number	0000022269
Map Reference	MB 32 PG 11
Instrument Date	Jun 15, 2018
Instrument	2018022269
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	302 BELLEVUE RD, ATWATER, CA 95301-2929

Mortgage

Document Number	0000022270
Date	Jul 24, 2018
Instrument	2018022270

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	10.3%
Index	1-Year LIBOR
Margin	4
Max Rate	13.3%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,013.00 (+18.54%)	$470,506 (+19.25%) Land $128,283 Building $342,223
2023	$4,229.00 (+1.27%)	$394,567 Land $123,302 Building $271,265
2022	$4,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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