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543 SE Cortez Ave, Stuart, FL 34994 Property Records

Martin County property record for 543 SE Cortez Ave, Stuart, FL 34994

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,112 sqft · built 1978
Lot Size0.298 acres (12,981 sqft)
Owner2 Individual Names on Record
Last Sale$10,800 (Oct 1974)
Tax Bill$1,312 (2025)
Deeds & MortgagesAug 2023 Transfer
Flood ZoneZone X (minimal risk)
APN04-38-41-023-003-0015.0-1-0000

Property Details

APN / Parcel Number

Primary APN04-38-41-023-003-0015.0-1-0000
Alternative APNs
  • 04-38-41-023-003-00150-1
  • 21976

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,112 sqft Living Area
Gross Area2,553 sqft
1st Floor Area2,112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,981 sqft (0.298 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number21976
Street Address543 SE CORTEZ AVE
CitySTUART
StateFL
Zip34994-2450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSTYPMANN PARK THIRD ADDN LOTS 15 16 17 18 19 & 20 BLK 3 OR 339/581
Legal Range41E
Legal Township38S
Legal Section4
Legal SubdivisionSTYPMANN PARK
Legal Block3
Legal Lot Number15
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1049
Census Tract800

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address543 SE CORTEZ AVE, STUART, FL 34994-2450
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1974 · Amount on Record
Deed SaleOct 1, 1974 · Amount on Record
Deed Book / Page379 / 709
Last Transfer DateJul 28, 2023
Transfer Doc0033912697
Record UpdatedOct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateAug 16, 2023
Property Address543 SE CORTEZ AVE, STUART, FL 34994-2450
Document Number0033912697
Book / Page3391 / 2697
Map ReferenceMB 1 PG 29
Instrument DateJul 28, 2023
Instrument3031339
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address543 SE CORTEZ AVE, STUART, FL 34994-2450

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 SE CORTEZ AVE, STUART, FL 34994-2450

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,312.00 (-2.6%) Homeowner's exemption Senior Citizen's exemption$145,761 (+5.99%)$320,390 (-5.41%) Land $180,000 Building $140,390
2024$1,347.00 (+1.97%)
2023$1,321.00 (+4.43%) Additional exemption filed$137,529 (+3%)$338,710 (+11.4%) Land $180,000 Building $158,710
2022$1,265.00 Homeowner's exemption$133,524$304,040 Land $153,750 Building $150,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
incl. 15 condo units
Nearby Flood Claims48 (1979–2022)
Claims Outside the SFHA34 of 48
Most Recent ClaimJun 2022 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 23 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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