Martin County property record for 527 SE Cortez Ave, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,465 sqft · built 1986 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,900 (Feb 2003) |
| Tax Bill | $1,873 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-38-41-023-003-0001.0-1-0000 |
| Primary APN | 04-38-41-023-003-0001.0-1-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,465 sqft Living Area |
| Gross Area | 2,449 sqft |
| 1st Floor Area | 1,465 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,981 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21973 |
|---|---|
| Street Address | 527 SE CORTEZ AVE |
| City | STUART |
| State | FL |
| Zip | 34994-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | STYPMANN PARK THIRD ADDN LOTS 1 THRU 6 BLK 3 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 4 |
| Legal Subdivision | STYPMANN PARK |
| Legal Block | 3 |
| Legal Lot Number | 1-6 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 800 |
527 SE Cortez Ave is owned and occupied by an individual who acquired it in April 2004.
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 527 SE CORTEZ AVE, STUART, FL 34994-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2003 · Amount on File |
| Deed Sale | Feb 27, 2003 · Amount on File |
| Prior Sale | Aug 2, 1999 · Amount on File |
| Deed Document Number | 20031638874 |
| Deed Book / Page | 1735 / 2824 |
| Last Transfer Date | Apr 22, 2004 |
| Transfer Doc | 0001745175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 527 SE CORTEZ AVE, STUART, FL 34994-2450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0029831936 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 02983/1936 |
| Instrument | 2686530 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 527 SE Cortez Ave was $1,873 with a homeowner's exemption, down 0.7% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,873.00 (-0.74%) Additional exemption filed | $142,314 | $305,820 Land $180,000 Building $125,820 |
| 2024 | $1,887.00 (+2.67%) | ||
| 2023 | $1,838.00 (+4.67%) Additional exemption filed | $134,276 (+3%) | $331,660 (+9.31%) Land $180,000 Building $151,660 |
| 2022 | $1,756.00 Homeowner's exemption | $130,366 | $303,400 Land $153,750 Building $149,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 527 SE Cortez Ave in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 58 units insured incl. 15 condo units |
| Nearby Flood Claims | 48 (1979–2022) |
| Claims Outside the SFHA | 34 of 48 |
| Most Recent Claim | Jun 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 527 SE Cortez Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Blue Stream, T-Mobile.
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