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512 SE Cortez Ave, Stuart, FL 34994 Property Records

Martin County property record for 512 SE Cortez Ave, Stuart, FL 34994

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,373 sqft · built 1951
Lot Size0.275 acres (11,979 sqft)
OwnerCompany Name on Record
Last Sale$82,000 (Dec 1986)
Tax Bill$1,344 (2025)
Deeds & MortgagesApr 2019 Sale
Flood ZoneZone X (minimal risk)
APN04-38-41-022-002-0015.0-4-0000

Property Details

APN / Parcel Number

Primary APN04-38-41-022-002-0015.0-4-0000
Alternative APNs
  • 04-38-41-022-002-00150-4
  • 438410220020015040000
  • 21948

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,373 sqft Living Area
Gross Area2,607 sqft
1st Floor Area2,373 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,979 sqft (0.275 acres)
PorchScreened Concrete Masonry Porch
Porch Area514 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number21948
Street Address512 SE CORTEZ AVE
CitySTUART
StateFL
Zip34994-2414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSTYPMANN PARK 2ND ADDN LOTS 15 TO 20 INC BLK 2
Legal Range41E
Legal Township38S
Legal Section4
Legal SubdivisionSTYPMANN PARK
Legal Block2
Legal Lot Number15-20
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1046
Census Tract800

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address512 SE CORTEZ AVE, STUART, FL 34994-2414
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 1986 · Amount on Record
Deed SaleDec 1, 1986 · Amount on Record
Deed Book / Page700 / 280
Last Transfer DateApr 5, 2019
Transfer Doc0030531067
Record UpdatedOct 29, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 18, 2019
Property Address512 SE CORTEZ AVE, STUART, FL 34994-2414
Document Number0030531067
Book / Page003053 / 001067
Instrument DateApr 5, 2019
Instrument2749790
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address512 SE CORTEZ AVE STUART FL 349942414, STUART, FL 34994-2414

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,344.00 (-0.59%) Homeowner's exemption$111,371 (+5.99%)$341,320 (-5.91%) Land $180,000 Building $161,320
2024$1,352.00 (+3.28%)
2023$1,309.00 (+5.56%) Additional exemption filed$105,081 (+3%)$362,770 (+10.71%) Land $180,000 Building $182,770
2022$1,240.00 Homeowner's exemption$102,021$327,670 Land $153,750 Building $173,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
incl. 15 condo units
Nearby Flood Claims48 (1979–2022)
Claims Outside the SFHA34 of 48
Most Recent ClaimJun 2022 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 23 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream, T-Mobile.

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