543 Ranchhand Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 543 Ranchhand Dr, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 2020
Lot Size	0.15 acres (6,573 sqft)
Owner	2 Individual Names on File
Last Sale	$413,590 (May 2020)
Tax Bill	$5,127 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94023-31-006`

Property Details

APN / Parcel Number

Primary APN	`94023-31-006`
Alternative APN	`R1663387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,573 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663387
Street Address	543 RANCHHAND DR
City	BERTHOUD
State	CO
Zip	80513-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 21, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	21
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2110
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	543 RANCHHAND DR, BERTHOUD, CO 80513-2700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit BELLCO CU
May 19, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI PIVOT LNDG GROUP
Oct 15, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE
Oct 18, 2019	Loan Modification, Mortgage · Line of Credit COLLEGIATE PEAKS BK
May 10, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	20200035074
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	543 RANCHHAND DR, BERTHOUD, CO 80513-2700
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052676
Date	Aug 25, 2022
Instrument	20220052676

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 19, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	May 19, 2020
Property Address	543 RANCHHAND DR, BERTHOUD, CO 80513-2700
Document Number	0000035074
Instrument Date	May 18, 2020
Instrument	35074
Transaction Type	Subdivision Related Transfer
Record Updated	May 29, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	543 RANCHHAND DR BERTHOUD CO 805132700, BERTHOUD, CO 80513-2700

Mortgage

Document Number	35075
Date	May 19, 2020
Instrument	35075

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 15, 2019
Property Address	543 RANCHHAND DR, BERTHOUD, CO 80513-2700
Document Number	0000063425
Instrument Date	Oct 11, 2019
Instrument	63425
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$68.87
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
Investor	Possibly a Property Investor

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Oct 18, 2019
Property Address	543 RANCHHAND DR, BERTHOUD, CO 80513-2700
Instrument Date	Oct 11, 2019
Instrument	64394
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064394
Date	Oct 18, 2019
Instrument	64394

Lender

Name	COLLEGIATE PEAKS BK
Type	Bank
Address	3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	May 10, 2019
Property Address	543 RANCHHAND DR, BERTHOUD, CO 80513-2700
Document Number	0000024444
Instrument Date	May 9, 2019
Instrument	24444
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$256.20
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,127.00 (+6.72%)	$32,000 (-8.92%) Land $7,650 Building $24,350	$512,000 (-2.36%) Land $122,400 Building $389,600
2023	$4,804.00 (+19.8%)	$35,135 (+29.06%) Land $8,201 Building $26,934	$524,400 (+33.88%) Land $122,400 Building $402,000
2022	$4,010.00	$27,223 Land $6,616 Building $20,607	$391,700 Land $95,200 Building $296,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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