543 Miller Dr, Elgin, IL 60123 Property Records

Kane County property record for 543 Miller Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,888 sqft · built 1948
Lot Size0.148 acres (6,466 sqft)
Owner2 Individual Names on Record
Last Sale$193,000 (Mar 2019)
Tax Bill$6,848 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-22-278-015

Property Details

APN / Parcel Number

Primary APN06-22-278-015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,888 sqft Living Area
Gross Area2,817 sqft
Basement Area929 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Lot Area6,466 sqft (0.148 acres)
Lot Width121 ft Width
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address543 MILLER DR
CityELGIN
StateIL
Zip60123-7232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 20
Legal SubdivisionSUNSET PARK
Legal Block3
Legal Lot Number20
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3021
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address543 MILLER DR, ELGIN, IL 60123-7232
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Mar 12, 2019Warranty Deed, Transfer · FHA Mortgage
AMRES CORP
Oct 15, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2019 · Amount on Record
Deed SaleMar 12, 2019 · Amount on Record
Prior SaleOct 15, 2018 · Amount on Record
Deed Document Number20199601
Prior Transfer DateOct 27, 2014
Prior Transfer Doc0000054220
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address543 MILLER DR, ELGIN, IL 60123-7232
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014477
DateMar 20, 2020
Instrument2020K014477
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 12, 2019
Property Address543 MILLER DR, ELGIN, IL 60123-7232
Document Number0000009601
Instrument DateMar 8, 2019
Instrument9601
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyUSI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$289.50
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address543 MILLER DR ELGIN IL 601237232, ELGIN, IL 60123-7232

Mortgage

Document Number9602
DateMar 12, 2019
Instrument9602
Lender
NameAMRES CORP
AddressFEASTERVILLE TREVOSE, PA 19053
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

October 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateOct 15, 2018
Property Address543 MILLER DR, ELGIN, IL 60123-7232
Document Number0000050406
Instrument DateOct 15, 2018
Instrument50406
Transaction TypeForeclosure
Record UpdatedOct 24, 2018

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address543 MILLER DR ELGIN IL 601237232, ELGIN, IL 60123-7232

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,848.00 (+15.85%) Homeowner's exemption$97,766 (+8.57%) Land $18,861 Building $78,905$293,415 (+8.57%) Land $56,606 Building $236,810
2024$90,049 (+21.39%) Land $17,372 Building $72,677$270,255 (+21.44%) Land $52,137 Building $218,118
2022$5,911.00 (+4.58%) Homeowner's exemption$74,179 (+6.96%) Land $14,310 Building $59,869$222,537 (+6.96%) Land $42,930 Building $179,607
2021$5,652.00 Homeowner's exemption$69,352 Land $13,379 Building $55,973$208,056 Land $40,137 Building $167,919

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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