Kane County property record for 537 Miller Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,536 sqft · built 1948 |
| Lot Size | 0.205 acres (8,921 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Nov 2017) |
| Tax Bill | $6,615 (2025) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-278-014 |
| Primary APN | 06-22-278-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 5 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,286 sqft |
| Basement Area | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 8,921 sqft (0.205 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 537 MILLER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 21 BLOCK 4 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 854900 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 870 INDIAN WELLS CIR, ELGIN, IL 60123-6818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on Record |
| Deed Sale | Nov 2, 2017 · Amount on Record |
| Prior Sale | Apr 17, 2003 · Amount on Record |
| Deed Document Number | 201757738 |
| Prior Transfer Date | Sep 16, 2010 |
| Prior Transfer Doc | 0000063147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 2, 2017 |
| Property Address | 537 MILLER DR, ELGIN, IL 60123-7232 |
| Document Number | 0000057738 |
| Map Reference | MB29 PG47 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 2017K057738 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 870 INDIAN WELLS CIR, ELGIN, IL 60123-6818 |
| Document Number | 0000057739 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 2017K057739 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,615.00 (+25.02%) Homeowner's exemption | $94,709 (+8.57%) Land $19,116 Building $75,593 | $284,241 (+8.57%) Land $57,371 Building $226,870 |
| 2024 | $87,233 (+21.39%) Land $17,607 Building $69,626 | $261,804 (+21.44%) Land $52,842 Building $208,962 | |
| 2022 | $5,291.00 (+4.67%) Homeowner's exemption | $71,860 (+6.96%) Land $14,504 Building $57,356 | $215,580 (+6.96%) Land $43,512 Building $172,068 |
| 2021 | $5,055.00 Homeowner's exemption | $67,184 Land $13,560 Building $53,624 | $201,552 Land $40,680 Building $160,872 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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