543 Aqua Cir, Circle Pines, MN 55014 Property Records

Anoka County property record for 543 Aqua Cir, Circle Pines, MN 55014

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,186 sqft · built 1999
Lot Size0.017 acres (761 sqft)
OwnerIndividual Name on File
Last Sale$161,000 (Nov 2019)
Tax Bill$2,340 (2026)
Deeds & MortgagesNov 2019 Sale & Mortgage
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-31-22-22-0118

Property Details

APN / Parcel Number

Primary APN20-31-22-22-0118
Alternative APN
  • 1402379

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,186 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area761 sqft (0.017 acres)
Garage Area90 sqft
DrivewayDriveway
PorchOpen Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address543 AQUA CIR
CityCIRCLE PINES
StateMN
Zip55014-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 810 CIC NO 27 MARSHAN LAKE, TOG/W COMMON ELEMENT, SUBJTO EASE OF REC
Legal Range22W
Legal Township31N
Legal Section20
Legal SubdivisionCIC NO 27 MARSHAN LAKE
Legal Lot Number810
Legal Unit810
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group2
Census Block2018
Census Tract50237

Owner

543 Aqua Cir is owned and occupied by an individual who bought it in November 2019.

Source: Anoka County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address543 AQUA CIR, CIRCLE PINES, MN 55014-2717
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2019Warranty Deed, Transfer · Conventional with PMI
SPIRE CU
Feb 28, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE & EQUITY CONSULTA
Sep 1, 2017Warranty Deed, Transfer · Conventional with PMI
BANKVISTA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2019 · Amount on File
Deed SaleNov 12, 2019 · Amount on File
Prior SaleFeb 28, 2019 · Amount on File
Deed Document Number20192243901008
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateNov 12, 2019
Property Address543 AQUA CIR, CIRCLE PINES, MN 55014-2717
Document Number2243901008
Instrument DateOct 30, 2019
Instrument2243901008
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$531.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 AQUA CIR LINO LAKES MN 550142717, LINO LAKES, MN 55014-2717

Mortgage

Document Number2243901009
DateNov 12, 2019
Instrument2243901009
Lender
NameSPIRE CU
AddressFALCON HEIGHTS, MN 55113
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 11, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateFeb 28, 2019
Property Address543 AQUA CIR, CIRCLE PINES, MN 55014-2717
Document NumberA2221527002
Instrument DateFeb 25, 2019
InstrumentA2221527.002
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$481.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 AQUA CIR, LINO LAKES, MN 55014-2717

Mortgage

Document NumberA2221527003
DateFeb 28, 2019
InstrumentA2221527.003
Lender
NameAMERICAN MORTGAGE & EQUITY CONSULTA
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateSep 1, 2017
Property Address543 AQUA CIR, CIRCLE PINES, MN 55014-2717
Document Number2180011001
Instrument DateAug 30, 2017
Instrument2180011001
Transaction TypeTransfer
Record UpdatedDec 6, 2017
Title CompanyTITLE SMART INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$422.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 AQUA CIR LINO LAKES MN 550142717, LINO LAKES, MN 55014-2717

Mortgage

Document Number2180011002
DateSep 1, 2017
Instrument2180011002
Lender
NameBANKVISTA
TypeBank
AddressSARTELL, MN 56377
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 31, 2047
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

The 2026 property tax bill for 543 Aqua Cir was $2,340 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictCentennial Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,340.00 Homeowner's exemption$209,700 Land $65,000 Building $144,700$209,700 Land $65,000 Building $144,700
2024$2,017.00$200,800 Land $51,100 Building $149,700$200,800 Land $51,100 Building $149,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 543 Aqua Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 543 Aqua Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLino Lakes
serves 18,608 people · EPA ID MN1020023
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Aqua Cir

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