539 Aqua Cir, Circle Pines, MN 55014 Property Records

Anoka County property record for 539 Aqua Cir, Circle Pines, MN 55014

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,186 sqft · built 1999
Lot Size	0.017 acres (758 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Jan 2014)
Tax Bill	$2,340 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-31-22-22-0114`

Property Details

APN / Parcel Number

Primary APN	`20-31-22-22-0114`
Alternative APN	`1402333`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,186 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	758 sqft (0.017 acres)
Garage Area	90 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	539 AQUA CIR
City	CIRCLE PINES
State	MN
Zip	55014-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 410 CIC NO 27 MARSHAN LAKE, TOG/W COMMON ELEMENT, SUBJTO EASE OF REC
Legal Range	22W
Legal Township	31N
Legal Section	20
Legal Subdivision	CIC NO 27 MARSHAN LAKE
Legal Lot Number	410
Legal Unit	410
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	2
Census Block	2018
Census Tract	50237

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 AQUA CIR, CIRCLE PINES, MN 55014-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2014 · Amount on Record
Deed Sale	Jan 27, 2014 · Amount on Record
Prior Sale	Mar 5, 2003 · Amount on Record
Deed Document Number	20142076899001
Prior Transfer Date	Feb 28, 2003
Prior Transfer Doc	0000003086
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANOKA MN
Recording Date	Nov 23, 2020
Property Address	539 AQUA CIR, CIRCLE PINES, MN 55014-2717
Document Number	A2289539001
Instrument Date	Nov 17, 2020
Instrument	A2289539.001
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	AQUA CIRCLE, LINO LAKES, MN 55014

Mortgage

Document Number	A2289539002
Date	Nov 23, 2020
Instrument	A2289539.002

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	Centennial Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,340.00 (+16.01%) Homeowner's exemption	$209,700 (+4.43%) Land $65,000 Building $144,700	$209,700 (+4.43%) Land $65,000 Building $144,700
2024	$2,017.00	$200,800 Land $51,100 Building $149,700	$200,800 Land $51,100 Building $149,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lino Lakes serves 18,608 people · EPA ID MN1020023
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20