Anoka County property record for 540 Aqua Cir, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,186 sqft · built 1999 |
| Lot Size | 0.017 acres (759 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,000 (Jan 2022) |
| Tax Bill | $2,340 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-31-22-22-0115 |
| Primary APN | 20-31-22-22-0115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,186 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 759 sqft (0.017 acres) |
| Garage Area | 90 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 540 AQUA CIR |
|---|---|
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 510 CIC NO 27 MARSHAN LAKE, TOG/W COMMON ELEMENT, SUBJTO EASE OF REC |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 20 |
| Legal Subdivision | CIC NO 27 MARSHAN LAKE |
| Legal Lot Number | 510 |
| Legal Unit | 510 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 50237 |
Source: Anoka County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 AQUA CIR, CIRCLE PINES, MN 55014-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage RESULTS MORTGAGE LLC |
| Jul 17, 2017 | Warranty Deed, Transfer · Conventional with PMI BAXTER CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | May 10, 2018 · Amount on Record |
| Deed Document Number | 20221369847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 540 AQUA CIR, CIRCLE PINES, MN 55014-2717 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | A2263283001 |
|---|---|
| Date | May 29, 2020 |
| Instrument | A2263283.001 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Feb 2, 2022 |
| Property Address | 540 AQUA CIR, CIRCLE PINES, MN 55014-2717 |
| Document Number | A2354892001 |
| Instrument Date | Jan 28, 2022 |
| Instrument | A2354892.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $729.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 AQUA CIR, LINO LAKES, MN 55014-2717 |
| Investor | Possibly a Property Investor |
| Document Number | A2354892002 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | A2354892.002 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | May 10, 2018 |
| Property Address | 540 AQUA CIR, CIRCLE PINES, MN 55014-2717 |
| Document Number | 2199121001 |
| Instrument Date | May 4, 2018 |
| Instrument | 2199121001 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | TITLESMART |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 AQUA CIR LINO LAKES MN 550142717, LINO LAKES, MN 55014-2717 |
| Document Number | 2199121002 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 2199121002 |
| Name | RESULTS MORTGAGE LLC |
|---|---|
| Type | Bank |
| Address | EDEN PRAIRE, MN 55334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jul 17, 2017 |
| Property Address | 540 AQUA CIR, CIRCLE PINES, MN 55014-2717 |
| Document Number | 2175752001 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 2175752001 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 540 AQUA CIR LINO LAKES MN 550142717, LINO LAKES, MN 55014-2717 |
| Document Number | 2175752002 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2175752002 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,340.00 (+16.01%) Homeowner's exemption | $209,700 (+4.43%) Land $65,000 Building $144,700 | $209,700 (+4.43%) Land $65,000 Building $144,700 |
| 2024 | $2,017.00 | $200,800 Land $51,100 Building $149,700 | $200,800 Land $51,100 Building $149,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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