5420 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5420 Clouds Peak Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,813 sqft · built 2005
Lot Size	0.349 acres (15,211 sqft)
Owner	Trust Name on File
Last Sale	$435,500 (Aug 2017)
Tax Bill	$7,602 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0161238230`

Property Details

APN / Parcel Number

Primary APN	`0161238230`
Alternative APN	`U30271871R000004000050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,813 sqft Heated Area
1st Floor Area	2,813 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,211 sqft (0.349 acres)
Lot Dimensions	177 ft deep x 85.9 ft wide
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0161238230
Street Address	5420 CLOUDS PEAK DR
City	LUTZ
State	FL
Zip	33558-4965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ORANGE BLOSSOM CREEK PHASE 1 LOT 5 BLOCK 4
Legal Range	18E
Legal Township	27S
Legal Section	30
Legal Subdivision	ORANGE BLOSSOM CREEK PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2007
Census Tract	11512

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5420 CLOUDS PEAK DR, LUTZ, FL 33558-4965
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Nov 21, 2005
Deed Document Number	2017341227
Deed Book / Page	25195 / 1431
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 28, 2017
Property Address	5420 CLOUDS PEAK DR, LUTZ, FL 33558-4965
Document Number	0000341227
Book / Page	25195 / 1431
Map Reference	MB97 PG1-17
Instrument Date	Aug 28, 2017
Instrument	2017341227
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	SOUTH TAMPA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,048.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5420 CLOUDS PEAK DR, 5420, LUTZ, FL 33558-4965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 CLOUDS PEAK DR, LUTZ, FL 33558-4965

Mortgage

Document Number	0000341228
Date	Aug 28, 2017
Instrument	2017341228

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,602.00 (+7.4%) Homeowner's exemption	$423,084 (+5.99%)	$645,994 (+7.22%) Land $165,652 Building $480,342
2023	$7,078.00 (+3.72%) Homeowner's exemption	$399,184 (+3%)	$602,499 (+5.9%) Land $149,087 Building $453,412
2022	$6,824.00 Homeowner's exemption	$387,557	$568,939 Land $132,522 Building $436,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	18 (1993–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20