5425 Clover Leaf Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5425 Clover Leaf Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,344 sqft · built 1951
Lot Size	0.451 acres (19,689 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Apr 2017)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0071-0166-00`

Property Details

APN / Parcel Number

Primary APN	`550-0071-0166-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	1,449 sqft
2nd Floor Area	895 sqft
Upper Floors Area	895 sqft
Basement Area	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	19,689 sqft (0.451 acres)
Lot Dimensions	261 ft deep x 85 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5425 CLOVER LEAF LN
City	CINCINNATI
State	OH
Zip	45239-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERLEAF DR 85 X 261 PT LOT 2-7 SAM GOSLINGS EST
Legal Subdivision	GOSLING SAMUEL ESTATES
Legal Lot Number	2-7 3
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3003
Census Tract	20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5425 CLOVER LEAF LN, CINCINNATI, OH 45239-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 17, 2017	Deed, Transfer · FHA Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Prior Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	0000033276
Deed Book / Page	13397 / 00280
Last Transfer Date	Apr 2, 2025
Transfer Doc	0000023262
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5425 CLOVER LEAF LN, CINCINNATI, OH 45239-7618
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107850
Date	Sep 8, 2021
Book Page	14497/1364
Instrument	2021-0107850

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5425 CLOVER LEAF LN, CINCINNATI, OH 45239-7618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200101677
Date	Oct 2, 2020
Book Page	14266/1079
Instrument	2020-0101677

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 17, 2017
Property Address	5425 CLOVER LEAF LN, CINCINNATI, OH 45239-7618
Document Number	0000033276
Book / Page	13397 / 00280
Map Reference	PB 4 PG 255
Instrument Date	Apr 7, 2017
Instrument	17-0033276
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 CLOVER LEAF LN, CINCINNATI, OH 45239-7618

Mortgage

Document Number	, 17-0033277
Date	Apr 17, 2017
Instrument	17-0033277

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,752.00 (+2.5%)	$86,853 (-) Land $14,098 Building $72,755
2024	$4,636.00 (-0.49%)	$86,853 (-) Land $14,098 Building $72,755
2023	$4,659.00 (-1.08%)	$86,853 (+21.07%) Land $14,098 Building $72,755	$248,150 (+21.07%) Land $40,280 Building $207,870
2022	$4,710.00 Homeowner's exemption	$71,737 Land $13,731 Building $58,006
2020			$204,960 Land $39,230 Building $165,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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