5413 Clover Leaf Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5413 Clover Leaf Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,199 sqft · built 1947
Lot Size	0.483 acres (21,083 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jan 2021)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0071-0106-00`

Property Details

APN / Parcel Number

Primary APN	`550-0071-0106-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	1,613 sqft
Attic	Attic
Attic Area	586 sqft
Basement Area	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	21,083 sqft (0.483 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	5413 CLOVER LEAF LN
City	CINCINNATI
State	OH
Zip	45239-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5413 CLOVER LEAF LN 85 X 250 PTS LOTS 2-6-7 SAM GOSLING EST PARS 106-122 CONS
Legal Subdivision	GOSLING SAMUEL ESTATES
Legal Lot Number	2-6-7 6
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3003
Census Tract	20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5413 CLOVER LEAF LN, CINCINNATI, OH 45239-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage KEMBA CREDIT UNION INC
Sep 7, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Sep 7, 2018
Deed Document Number	2021-0000534
Deed Book / Page	14326 / 3156
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5413 CLOVER LEAF LN, CINCINNATI, OH 45239-7618
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101260
Date	Dec 29, 2025
Book Page	15571/1889
Instrument	2025-0101260

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 7, 2018
Property Address	5413 CLOVER LEAF LN, CINCINNATI, OH 45239-7618
Document Number	0000079482
Book / Page	013748 / 001082
Instrument Date	Aug 22, 2018
Instrument	79482
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 INDIAN LN TIFFIN OH 448833356, TIFFIN, OH 44883-3356

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 7, 2018
Property Address	5413 CLOVER LEAF LN, CINCINNATI, OH 45239-7618
Document Number	0000079483
Book / Page	013748 / 001086
Instrument Date	Aug 22, 2018
Instrument	79483
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 INDIAN LN TIFFIN OH 448833356, TIFFIN, OH 44883-3356

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,054.00 (+0.44%)	$35,945 (-) Land $14,707 Building $21,238
2024	$2,045.00 (+1.14%)	$35,945 (-) Land $14,707 Building $21,238
2023	$2,022.00 (-27.14%)	$35,945 (-11.72%) Land $14,707 Building $21,238	$102,700 (-11.72%) Land $42,020 Building $60,680
2022	$2,775.00	$40,719 Land $14,322 Building $26,397
2020			$116,340 Land $40,920 Building $75,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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