5442 Clover Leaf Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5442 Clover Leaf Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,712 sqft · built 1957
Lot Size	2.49 acres (108,639 sqft)
Owner	2 Individual Names on File
Last Sale	$61,500 (Aug 1991)
Tax Bill	$7,167 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550-0071-0010-00`

Property Details

APN / Parcel Number

Primary APN	`550-0071-0010-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,712 sqft Living Area
1st Floor Area	2,712 sqft
Basement Area	2,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	108,639 sqft (2.49 acres)
Lot Dimensions	180 ft deep x 306 ft wide
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Patio Area	1,710 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5442 CLOVER LEAF LN
City	CINCINNATI
State	OH
Zip	45239-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	306.82 X 180 IRR PT LOT 2 SAMUEL GOSLING EST SUB PRS 10-164 CONS
Legal Subdivision	SAMUEL GOSLING ESTATE SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3003
Census Tract	20811

Owner

Source: Hamilton County records · APN 550-0071-0010-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5442 CLOVER LEAF LN, CINCINNATI, OH 45239-7619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 1991 · Amount on Record
Deed Sale	Aug 07, 1991 · Amount on Record
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5442 CLOVER LEAF LN, CINCINNATI, OH 45239-7619
Document Number	0000048481
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5442 CLOVER LEAF LN CINCINNATI OH 452397619, CINCINNATI, OH 45239-7619

Mortgage

Document Number	0000048481
Date	May 31, 2017
Book Page	013428/001164
Instrument	48481

Lender

Name	GREATER CINCINNATI CU INC GREATER CINCINNATI CU INC
Type	Funding / Finance Company
Address	CINCINNATI, OH 45236

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,167.00 (+1.82%) Homeowner's exemption	$140,959 (+%) Land $35,157 Building $105,802
2024	$7,039.00 (-0.73%) Homeowner's exemption	$140,958 (-) Land $35,157 Building $105,801
2023	$7,091.00 (+14.39%) Homeowner's exemption	$140,958 (+37.2%) Land $35,157 Building $105,801	$402,740 (+37.2%) Land $100,450 Building $302,290
2022	$6,199.00 Homeowner's exemption	$102,740 Land $34,241 Building $68,499
2020			$293,540 Land $97,830 Building $195,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 363 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.