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5444 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5444 SE Harbor Ter, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,892 sqft · built 1986
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on File
Last Sale$632,500 (Apr 2022)
Tax Bill$8,279 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-38-41-013-000-0010.0-7-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-013-000-0010.0-7-0000
Alternative APNs
  • 48-38-41-013-000-00100-7
  • 38954

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,892 sqft Living Area
Gross Area2,478 sqft
1st Floor Area1,892 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,498 sqft (0.241 acres)
Garage TypeAttached
Garage Area586 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area466 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5444 SE HARBOR TER
CitySTUART
StateFL
Zip34997-2537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST LUCIE INLET HARBOR AMENDED LOT 10 & 1/40 INT IN PRIVATE PARK
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionST LUCIE INLET HARBOR
Legal Block1
Legal Lot Number10,1
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1008
Census Tract1302

Owner

Source: Martin County records · APN 48-38-41-013-000-0010.0-7-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5444 SE HARBOR TER, STUART, FL 34997-2537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Oct 21, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleOct 21, 2020 · Amount on Record
Deed Document Number20222957321
Deed Book / Page3309 / 2498
Prior Transfer DateMar 02, 2005
Prior Transfer Doc0019881621
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 29, 2022
Property Address5444 SE HARBOR TER, STUART, FL 34997-2537
Document Number0033092498
Book / Page3309 / 2498
Map ReferenceMB 4 PG 30
Instrument DateApr 22, 2022
Instrument2957321
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,427.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address900 N PENINSULA AVE, 900, NEW SMYRNA BEACH, FL 32169-2320

Transferred To (Grantee/Buyer)

NameVerified Name
Address5444 SE HARBOR TER, STUART, FL 34997-2537

Mortgage

Document Number0033092499
DateApr 29, 2022
Instrument3309/2499
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 21, 2020
Property Address5444 SE HARBOR TER, STUART, FL 34997-2537
Document Number0031670615
Book / Page3167 / 615
Map ReferenceMB 4 PG 30
Instrument DateOct 14, 2020
Instrument2844894
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1083 DERIAN PL, 1083, NOKOMIS, FL 34275-4418

Transferred To (Grantee/Buyer)

NameVerified Name
Address5444 SE HARBOR TER, STUART, FL 34997-2537

Mortgage

Document Number0003167617
DateOct 21, 2020
Instrument3167/617
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$533,602 (+5.99%)$577,150 (+2.81%) Land $225,000 Building $352,150
2024$8,279.00 (+1.83%)
2023$8,130.00 (+8.73%) Additional exemption filed$503,461 (+29.16%)$561,400 (+15.09%) Land $225,000 Building $336,400
2022$7,477.00$389,785$487,780 Land $236,250 Building $251,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 167 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured (86 under condo master policies)
142 of 167 individual policies on primary residences
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025, rainfall accumulation
Flood Events
  • Hurricane Frances (Sep 2004), 5 claims
  • Severe Flooding (Oct 1995), 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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