5421 Loyal Pl, Durham, NC 27713 Property Records

Durham County property record for 5421 Loyal Pl, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,322 sqft · built 1984
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2017)
Tax Bill	$4,335 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0729-90-9007`

Property Details

APN / Parcel Number

Primary APN	`0729-90-9007`
Alternative APNs	`0729-90-90-0787` `072904909018` `155204`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,322 sqft Heated Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Porch
Porch Area	36 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	5421 LOYAL PL
City	DURHAM
State	NC
Zip	27713-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PENRITH WEST/SEC:01/BLK:C /LT#18 PL:000101-000078
Legal Subdivision	PENRITH WEST SEC 1
Legal Block	C
Legal Lot Number	18
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2006
Census Tract	2025

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5421 LOYAL PL, DURHAM, NC 27713-2040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Warranty Deed, Transfer · Conventional with PMI BENCHMARK MTG
May 15, 2017	Warranty Deed, Transfer · FHA Mortgage ARK LA TEX FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	Apr 16, 2013 · Amount on Record
Deed Document Number	201716125
Deed Book / Page	8184 / 15
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 2, 2020
Property Address	5421 LOYAL PL, DURHAM, NC 27713-2040
Document Number	0091210244
Book / Page	009121 / 000244
Instrument Date	Oct 27, 2020
Instrument	47637
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5421 LOYAL PL DURHAM NC 277132040, DURHAM, NC 27713-2040

Mortgage

Document Number	91210246
Date	Nov 2, 2020
Book Page	009121/000246
Instrument	47638

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 15, 2017
Property Address	5421 LOYAL PL, DURHAM, NC 27713-2040
Document Number	0081840015
Book / Page	8184 / 15
Instrument Date	Apr 19, 2017
Instrument	2017016125
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5421 LOYAL PL, DURHAM, NC 27713-2040

Mortgage

Document Number	0081840017
Date	May 15, 2017
Book Page	8184/17
Instrument	2017016126

Lender

Name	ARK LA TEX FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,335.00 (+2.53%)	$426,559 (-) Land $109,938 Building $316,621	$426,559 (-) Land $109,938 Building $316,621
2025	$4,228.00 (+32.87%)	$426,559 (+75.59%) Land $109,938 Building $316,621	$426,559 (+75.59%) Land $109,938 Building $316,621
2023	$3,182.00 (+2.35%)	$242,934 Land $54,825 Building $188,109	$242,934 Land $54,825 Building $188,109
2022	$3,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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