5407 Loyal Pl, Durham, NC 27713 Property Records

Durham County property record for 5407 Loyal Pl, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,618 sqft · built 1984
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$447,000 (Jun 2026)
Tax Bill	$4,390 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0728-99-5596`

Property Details

APN / Parcel Number

Primary APN	`0728-99-5596`
Alternative APNs	`0728-99-55-9629` `072802996519` `155198`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,618 sqft Heated Area
1st Floor Area	846 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	267 ft deep x 120 ft wide
Porch	Porch
Porch Area	52 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	5407 LOYAL PL
City	DURHAM
State	NC
Zip	27713-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PENRITH WEST/SEC:01/BLK:C /LT#12 PL:000101-000069
Legal Subdivision	PENRITH WEST SEC 1
Legal Block	C
Legal Lot Number	12
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2006
Census Tract	2025

Owner

Source: Durham County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5407 LOYAL PL, DURHAM, NC 27713-2040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CORRIDOR MORTGAGE GROUP INC
Apr 23, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	2026177216
Deed Book / Page	10563 / 844
Prior Transfer Date	Dec 13, 2002
Prior Transfer Doc	3693951
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 10, 2026
Property Address	5407 LOYAL PL, DURHAM, NC 27713-2040
Document Number	0000177216
Book / Page	10563 / 844
Instrument Date	Jun 10, 2026
Instrument	2026177216
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NAVIGATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,294.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5407 LOYAL PL, DURHAM, NC 27713-2040

Mortgage

Document Number	0000177217,
Date	Jun 10, 2026
Book Page	10563/846
Instrument	2026177217

Lender

Name	CORRIDOR MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 23, 2020
Property Address	5407 LOYAL PL, DURHAM, NC 27713-2040
Document Number	0089180434
Book / Page	8918 / 434
Map Reference	MB 101 PG 69
Instrument Date	Apr 14, 2020
Instrument	2020012929
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 N SALISBURY ST, 119, RALEIGH, NC 27603-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 LOYAL PL, DURHAM, NC 27713-2040

Mortgage

Document Number	2020012930
Date	Apr 23, 2020
Instrument	2020012930

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,390.00 (+42.49%)	$442,861 (+88.27%) Land $146,835 Building $296,026	$442,861 (+88.27%) Land $146,835 Building $296,026
2023	$3,081.00 (+2.36%)	$235,224 Land $73,200 Building $162,024	$235,224 Land $73,200 Building $162,024
2022	$3,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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