5409 Loyal Pl, Durham, NC 27713 Property Records

Durham County property record for 5409 Loyal Pl, Durham, NC 27713 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1983
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0728-99-6700`

Property Details

APN / Parcel Number

Primary APN	`0728-99-6700`
Alternative APNs	`0728-99-67-0034` `072802996732` `155199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Heated Area
1st Floor Area	808 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Cape Cod
Lot Area	22,651 sqft (0.519 acres)
Porch	Porch
Porch Area	150 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	072802996732
Street Address	5409 LOYAL PL
City	DURHAM
State	NC
Zip	27713-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENRITH WEST/SEC:01/BLK:C /LT#13 PL:000101-000078
Legal Subdivision	PENRITH WEST SEC 1
Legal Block	C
Legal Lot Number	13
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2006
Census Tract	2025

Owner

Source: Durham County records · APN 0728-99-6700

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	5409 LOYAL PL, DURHAM, NC 27713-2040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 1997
Deed Sale	Jan 01, 1997
Deed Document Number	0001593322
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Jul 15, 2026
Property Address	5409 LOYAL PL, DURHAM, NC 27713-2040
Document Number	0000181053
Book / Page	10586 / 503
Instrument Date	Jun 17, 2026
Instrument	2026181053
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 LOYAL PL, DURHAM, NC 27713-2040

Mortgage

Document Number	0000181053,
Date	Jul 15, 2026
Book Page	10586/503
Instrument	2026181053

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 30, 2051

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,170.00 (-16.02%)	$364,897 (+84.93%) Land $114,456 Building $250,441	$364,897 (+84.93%) Land $114,456 Building $250,441
2023	$2,584.00 (+2.34%)	$197,315 Land $57,037 Building $140,278	$197,315 Land $57,037 Building $140,278
2022	$2,525.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.