Hernando County property record for 5420 Utopia Pl, Brooksville, FL 34601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,238 sqft · built 2022 |
| Lot Size | 6.09 acres (265,716 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (May 2021) |
| Tax Bill | $8,282 (2025) |
| Deeds & Mortgages | Apr 2023 Construction Loan May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R05-423-20-0000-0160-0010 |
| Primary APN | R05-423-20-0000-0160-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 265,716 sqft (6.09 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01700083 |
|---|---|
| Street Address | 5420 UTOPIA PL |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34601-8079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S539 FT OF W493 FT MOL IN N1/2 OF SE1/4 ORB 271 PG 54 TOGETHER WITH 15FT EASE OVER ** CONTINUED ** |
| Legal Range | 20E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | ACREAGE & UNREC |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | BROOKSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40303 |
5420 Utopia Pl is owned and occupied by an individual who bought it in May 2021.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5420 UTOPIA PL, BROOKSVILLE, FL 34601-8079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK & TRUST |
| May 14, 2021 | Warranty Deed, Transfer FRONTIER TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on File |
| Deed Sale | May 14, 2021 · Amount on File |
| Prior Sale | May 16, 2016 · Amount on File |
| Deed Document Number | 0003998272 |
| Deed Book / Page | 3998 / 272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5420 UTOPIA PL, BROOKSVILLE, FL 34601-8079 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 24398 LANARK RD, BROOKSVILLE, FL 34601-7859 |
| Document Number | 0042900887 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 4290/887 |
| Instrument | 2023024260 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 14, 2021 |
| Property Address | 5420 UTOPIA PL, BROOKSVILLE, FL 34601-8079 |
| Document Number | 0039980272 |
| Book / Page | 3998 / 272 |
| Map Reference | MB 1394 PG 1234 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021035921 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FRONTIER TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5382 UTOPIA PL, BROOKSVILLE, FL 34601-8065 |
| Name | Verified Name |
|---|---|
| Address | 7332 NORTHWEST AVE, WEBSTER, FL 33597-9684 |
The 2025 property tax bill for 5420 Utopia Pl was $8,282 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,282.00 Additional exemption filed | $619,654 Land $197,945 Building $421,709 | $619,654 Land $197,945 Building $421,709 |
| 2023 | $135,179 Land $113,399 Building $21,780 | ||
| 2022 | $2,171.00 | $153,845 Land $132,065 Building $21,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5420 Utopia Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 10 (1988–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5420 Utopia Pl is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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