Hernando County property record for 5279 Utopia Pl, Brooksville, FL 34601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,709 sqft · built 1988 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,000 (Dec 2020) |
| Tax Bill | $3,281 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R05-423-20-0000-0110-0000 |
| Primary APN | R05-423-20-0000-0110-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,709 sqft Living Area |
| 1st Floor Area | 2,709 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,474 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00388315 |
|---|---|
| Street Address | 5279 UTOPIA PL |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34601-8064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 334 FT OF W 1225 FT OF SE1/4 OF SW1/4 DES IN OR 624 PG 608 LESS THE ** CONTINUED ** |
| Legal Range | 20E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | ACREAGE & UNREC |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | BROOKSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40303 |
5279 Utopia Pl is owned and occupied by two individuals who bought it in December 2020.
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5279 UTOPIA PL, BROOKSVILLE, FL 34601-8064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IXONIA BANK |
| Dec 28, 2020 | Warranty Deed, Transfer TERRAINNE SCHUR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on File |
| Deed Sale | Dec 28, 2020 · Amount on File |
| Deed Document Number | 2020081048 |
| Deed Book / Page | 3930 / 1577 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5279 UTOPIA PL, BROOKSVILLE, FL 34601-8064 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 5279 UTOPIA PL, BROOKSVILLE, FL 34601-8064 |
| Document Number | 0039810067 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 3981/67 |
| Instrument | 2021025849 |
| Name | IXONIA BANK |
|---|---|
| Type | Bank |
| Address | WAUKESHA, WI 53186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 28, 2020 |
| Property Address | 5279 UTOPIA PL, BROOKSVILLE, FL 34601-8064 |
| Document Number | 0039301577 |
| Book / Page | 003930 / 001577 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 81048 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5279 UTOPIA PL BROOKSVILLE FL 346018064, BROOKSVILLE, FL 34601-8064 |
| Document Number | 39301581 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 003930/001581 |
| Instrument | 81049 |
| Name | TERRAINNE SCHUR |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 5279 Utopia Pl was $3,281 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,281.00 Additional exemption filed | $274,325 | $618,880 Land $162,250 Building $456,630 |
| 2023 | $258,829 Land $258,829 | ||
| 2022 | $3,330.00 | $575,545 Land $108,250 Building $467,295 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5279 Utopia Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 10 (1988–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5279 Utopia Pl is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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