Hernando County property record for 5295 Utopia Pl, Brooksville, FL 34601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1987 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jul 2019) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R05-423-20-0000-0110-0011 |
| Primary APN | R05-423-20-0000-0110-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,500 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 176 sqft |
| Patio Area | 300 sqft |
| Utility Building | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01035962 |
|---|---|
| Street Address | 5295 UTOPIA PL |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34601-8064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR 333X617X313X608X20X 1225 FT MOL IN SE1/4 OF SW1/4 OR 629 PG 1412 |
| Legal Range | 20E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 333 |
| Legal Lot Number | 11 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | BROOKSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40303 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5295 UTOPIA PL, BROOKSVILLE, FL 34601-8064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 9, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on Record |
| Deed Sale | Jul 9, 2019 · Amount on Record |
| Prior Sale | Apr 30, 2013 · Amount on Record |
| Deed Document Number | 2019042449 |
| Deed Book / Page | 3725 / 1181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5295 UTOPIA PL, BROOKSVILLE, FL 34601-8064 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042081339 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 4208/1339 |
| Instrument | 2022061977 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 9, 2019 |
| Property Address | 5295 UTOPIA PL, BROOKSVILLE, FL 34601-8064 |
| Document Number | 0037251181 |
| Book / Page | 003725 / 001181 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 42449 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | SOUTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5295 UTOPIA PL BROOKSVILLE FL 346018064, BROOKSVILLE, FL 34601-8064 |
| Document Number | 37251183 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 003725/001183 |
| Instrument | 42450 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2049 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,381.00 (+1.15%) Additional exemption filed | $206,239 (+5.99%) | $390,602 (+15.66%) Land $162,250 Building $228,352 |
| 2023 | $194,589 Land $194,589 | ||
| 2022 | $2,354.00 | $337,712 Land $108,250 Building $229,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 10 (1988–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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