5420 Encanto Dr, Laredo, TX 78046 Property Records

Webb County property record for 5420 Encanto Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,514 sqft · built 2021
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on File
Last Sale	$209,249 (Apr 2022)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930-18014-100`

Property Details

APN / Parcel Number

Primary APN	`930-18014-100`
Alternative APN	`786509`

Interior

Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	1,514 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Location & Zoning

Street Address	5420 ENCANTO DR, DR
City	LAREDO
State	TX
Zip	78046-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT UNIT IV BLK 14 LOT 10
Legal Subdivision	SOUTHERN DEVELOPMENT UNIT IV
Legal Block	14
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

5420 Encanto Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5420 ENCANTO DR, LAREDO, TX 78046-5283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Apr 22, 2022	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Deed Document Number	20221465514
Deed Book / Page	5259 / 454
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5420 ENCANTO DR, LAREDO, TX 78046-5283
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number	005259/470
Date	Apr 22, 2022
Book Page	5259/470
Instrument	1465516

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 18, 2025

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 22, 2022
Property Address	5420 ENCANTO DR, LAREDO, TX 78046-5283
Document Number	005259/454
Book / Page	5259 / 454
Map Reference	VOL 38 PG 50-52
Instrument Date	Apr 18, 2022
Instrument	1465514
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5420 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number	0001465515
Date	Apr 22, 2022
Instrument	1465515

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5420 Encanto Dr was $1,213 with a homeowner's exemption, down 22% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,233 (-0.63%) Land $45,356 Building $192,877	$238,233 (-0.63%) Land $45,356 Building $192,877
2025	$1,213.00 (-21.99%) Homeowner's exemption	$239,741 Land $45,356 Building $194,385	$239,741 Land $45,356 Building $194,385
2024	$1,555.00
2023		$221,067 Land $42,780 Building $178,287	$221,067 Land $42,780 Building $178,287
2022	$637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5420 Encanto Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5420 Encanto Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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