5422 Encanto Dr, Laredo, TX 78046 Property Records

Webb County property record for 5422 Encanto Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,555 sqft · built 2022
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on Record
Last Sale	$218,175 (Jan 2023)
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`930-18014-110`

Property Details

APN / Parcel Number

Primary APN	`930-18014-110`
Alternative APN	`786491`

Interior

Stories	1 Story
Building Area	1,555 sqft Living Area
1st Floor Area	1,555 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.106 acres)
Porch	Open Porch
Porch Area	35 sqft

Location & Zoning

Street Address	5422 ENCANTO DR, DR
City	LAREDO
State	TX
Zip	78046-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT UNIT IV BLK 14 LOT 11
Legal Subdivision	SOUTHERN DEVELOPMENT UNIT IV
Legal Block	14
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5422 ENCANTO DR, LAREDO, TX 78046-5283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jan 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIVA MORTGAGE SERVICES LLC
Jan 4, 2023	Vendor's Lien, Transfer · FHA Mortgage ARIVA MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	20231488309
Deed Book / Page	5397 / 173
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5422 ENCANTO DR, LAREDO, TX 78046-5283
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5422 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number	005599/265
Date	Feb 8, 2024
Book Page	5599/265
Instrument	1521498

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jan 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5422 ENCANTO DR, LAREDO, TX 78046-5283
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005397/193
Date	Jan 4, 2023
Book Page	5397/193
Instrument	1488311

Lender

Name	ARIVA MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 4, 2023
Property Address	5422 ENCANTO DR, LAREDO, TX 78046-5283
Document Number	005397/173
Book / Page	5397 / 173
Map Reference	VOL 38 PG 50-52
Instrument Date	Dec 29, 2022
Instrument	1488309
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5422 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number	0001488310
Date	Jan 4, 2023
Instrument	1488310

Lender

Name	ARIVA MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,517 (-0.62%) Land $45,356 Building $181,161	$226,517 (-0.62%) Land $45,356 Building $181,161
2025	$1,153.00 (-21.99%)	$227,921 (+8.43%) Land $45,356 Building $182,565	$227,921 (+8.43%) Land $45,356 Building $182,565
2024	$1,478.00 (+464.12%)
2023		$210,205 Land $42,780 Building $167,425	$210,205 Land $42,780 Building $167,425
2022	$262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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