5415 Encanto Dr, Laredo, TX 78046 Property Records

Webb County property record for 5415 Encanto Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,833 sqft · built 2022
Lot Size	0.115 acres (4,988 sqft)
Owner	Individual Name on Record
Last Sale	$262,802 (Dec 2022)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930-18015-280`

Property Details

APN / Parcel Number

Primary APN	`930-18015-280`
Alternative APN	`786559`

Interior

Stories	2 Stories
Building Area	1,833 sqft Living Area
Gross Area	2,233 sqft
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	4,988 sqft (0.115 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	39 sqft

Location & Zoning

Street Address	5415 ENCANTO DR, DR
City	LAREDO
State	TX
Zip	78046-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT UNIT IV BLK 15 LOT 28
Legal Subdivision	SOUTHERN DEVELOPMENT UNIT IV
Legal Block	15
Legal Lot Number	28
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5415 ENCANTO DR, LAREDO, TX 78046-5283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIVA MORTGAGE SERVICES LLC
Dec 9, 2022	Vendor's Lien, Transfer · FHA Mortgage ARIVA MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	May 19, 2022
Deed Document Number	20221486589
Deed Book / Page	5386 / 498
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5415 ENCANTO DR, LAREDO, TX 78046-5283
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005386/518
Date	Dec 9, 2022
Book Page	5386/518
Instrument	1486591

Lender

Name	ARIVA MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 9, 2022
Property Address	5415 ENCANTO DR, LAREDO, TX 78046-5283
Document Number	005386/498
Book / Page	5386 / 498
Map Reference	VOL 38 PG 50-52
Instrument Date	Dec 8, 2022
Instrument	1486589
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5415 ENCANTO DR, LAREDO, TX 78046-5283

Mortgage

Document Number	0001486590
Date	Dec 9, 2022
Instrument	1486590

Lender

Name	ARIVA MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,037 (+0.2%) Land $49,177 Building $224,860	$274,037 (+0.2%) Land $49,177 Building $224,860
2025	$1,384.00 (-21.76%) Homeowner's exemption	$273,490 (+8.72%) Land $49,177 Building $224,313	$273,490 (+8.72%) Land $49,177 Building $224,313
2024	$1,769.00 (+784.5%)
2023		$251,563 Land $46,384 Building $205,179	$251,563 Land $46,384 Building $205,179
2022	$200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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