5420 Downey Ct, Independence, MO 64055 Property Records

Jackson County property record for 5420 Downey Ct, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,556 sqft · built 2004
Lot Size	0.049 acres (2,133 sqft)
Owner	Individual Name on File
Tax Bill	$2,862 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-920-19-07`

Property Details

APN / Parcel Number

Primary APN	`34-920-19-07`
Alternative APNs	`34-920-19-07-00-0-00-000` `1643239`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,556 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,133 sqft (0.049 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1643239
Street Address	5420 DOWNEY CT
City	INDEPENDENCE
State	MO
Zip	64055-6461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS AT COUNTRY MEADOWS SOUTH PUD 2ND PLAT---UNIT 124
Legal Subdivision	VILLAS AT COUNRTY MEADOWS SOUTH PUD
Legal Block	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1000
Census Tract	14504

Owner

5420 Downey Ct is owned and occupied by an individual who acquired it in November 2018.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5420 DOWNEY CT, INDEPENDENCE, MO 64055-6461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018
Deed Sale	Nov 28, 2018
Prior Sale	May 10, 2011 · Amount on File
Deed Document Number	2018E101870
Prior Transfer Date	Nov 27, 2018
Prior Transfer Doc	00E0101870
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	5420 DOWNEY CT, INDEPENDENCE, MO 64055-6461
Document Number	0000E98560
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 DOWNEY CT INDEPENDENCE MO 640556461, INDEPENDENCE, MO 64055-6461

Mortgage

Document Number	0000E98560
Date	Oct 31, 2017
Instrument	98560E

Lender

Name	US BK
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5420 Downey Ct was $2,862, up 0.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,479 (-) Land $5,396 Building $42,083	$249,890 (-)
2025	$2,862.00 (+0.07%)	$47,479 Land $5,396 Building $42,083	$249,890
2024	$2,860.00 (+2.33%)
2023	$2,795.00 (+3.21%)	$41,287 (+12.59%) Land $5,476 Building $35,811	$217,300
2022	$2,708.00	$36,670 Land $3,420 Building $33,250
2021			$193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5420 Downey Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5420 Downey Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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