5408 Downey Ct, Independence, MO 64055 Property Records

Jackson County property record for 5408 Downey Ct, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,403 sqft · built 2004
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual on Record
Tax Bill	$2,566 (2024)
Deeds & Mortgages	Oct 2024 Line of Credit May 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-920-19-10`

Property Details

APN / Parcel Number

Primary APN	`34-920-19-10`
Alternative APN	`1643242`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,403 sqft Living Area
1st Floor Area	1,403 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.039 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Private

Location & Zoning

Account Number	1643242
Street Address	5408 DOWNEY CT
City	INDEPENDENCE
State	MO
Zip	64055-6461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS AT COUNTRY MEADOWS SOUTH PUD 2ND PLAT---UNIT 121
Legal Subdivision	VILLAS AT COUNTRY MEADOWS SOUTH PUD 2ND
Legal Unit	121
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1000
Census Tract	14504

Owner

Source: Jackson County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	5408 DOWNEY CT, INDEPENDENCE, MO 64055-6461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
May 30, 2024	Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024
Deed Sale	May 30, 2024
Prior Sale	Nov 30, 2004
Deed Document Number	2024E0033977
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	5408 DOWNEY CT, INDEPENDENCE, MO 64055-6461
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0066842
Date	Oct 1, 2024
Instrument	2024E0066842

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	May 30, 2024
Property Address	5408 DOWNEY CT, INDEPENDENCE, MO 64055-6461
Document Number	00E0033977
Instrument Date	May 28, 2024
Instrument	2024E0033977
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 DOWNEY CT, INDEPENDENCE, MO 64055-6461

Mortgage

Document Number	00E0034454
Date	May 30, 2024
Instrument	2024E0034454

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 4, 2054

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,590 (+14.99%) Land $5,274 Building $37,316	$224,160 (+15%)
2024	$2,566.00 (+2.35%)
2023	$2,507.00	$37,037 Land $5,134 Building $31,903	$194,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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