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5412 Downey Ct, Independence, MO 64055 Property Records

Jackson County property record for 5412 Downey Ct, Independence, MO 64055 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,563 sqft · built 2004
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Tax Bill$2,868 (2024)
Deeds & MortgagesJul 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34-920-19-09

Property Details

APN / Parcel Number

Primary APN34-920-19-09
Alternative APN
  • 1643241

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,563 sqft Living Area
Gross Area2,043 sqft
1st Floor Area1,563 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
Water SourcePrivate

Location & Zoning

Account Number1643241
Street Address5412 DOWNEY CT
CityINDEPENDENCE
StateMO
Zip64055-6461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAS AT COUNTRY MEADOWS SOUTH PUD 2ND PLAT---UNIT 122
Legal SubdivisionVILLAS AT COUNTRY MEADOWS SOUTH PUD 2ND
Legal Unit122
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1000
Census Tract14504

Owner

Source: Jackson County records · APN 34-920-19-09

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5412 DOWNEY CT, INDEPENDENCE, MO 64055-6461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 15, 2020Deed of Trust, Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2015
Deed SaleSep 24, 2015
Prior SaleDec 16, 2004
Deed Document Number2015E0086210
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address5412 DOWNEY CT, INDEPENDENCE, MO 64055-6461
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5412 DOWNEY CT, INDEPENDENCE, MO 64055-6461

Mortgage

Document Number00E0077988
DateJul 16, 2021
Instrument2021E0077988
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term352 Months
DueNov 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address5412 DOWNEY CT, INDEPENDENCE, MO 64055-6461
Document Number0000E86452
Instrument DateSep 15, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5412 DOWNEY CT INDEPENDENCE MO 640556461, INDEPENDENCE, MO 64055-6461

Mortgage

Document Number0000E86452
DateSep 23, 2020
Instrument86452E
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressST LOUIS, MO 63005
Agreement
AmountAmount Recorded
Term360 Months
DueSep 22, 2050

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$47,606 (+15%) Land $5,396 Building $42,210$250,560 (+15%)
2024$2,868.00 (+2.36%)
2023$2,802.00 (+2.94%)$41,397 (+12.31%) Land $5,464 Building $35,933$217,880 (+12.31%)
2022$2,722.00$36,861 Land $3,373 Building $33,488
2021$194,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950145041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017, river or lake flooding

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of Missouri
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Google Fiber, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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