5416 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5416 Clouds Peak Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,265 sqft · built 2005
Lot Size0.319 acres (13,899 sqft)
Owner2 Individual Names on File
Last Sale$423,000 (Mar 2017)
Tax Bill$8,501 (2025)
Deeds & MortgagesAug 2022 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0161238234

Property Details

APN / Parcel Number

Primary APN0161238234
Alternative APN
  • U30271871R000004000070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,265 sqft Heated Area
1st Floor Area3,265 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,899 sqft (0.319 acres)
Lot Dimensions173 ft deep x 80.3 ft wide
Garage Area591 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area604 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0161238234
Street Address5416 CLOUDS PEAK DR
CityLUTZ
StateFL
Zip33558-4965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionORANGE BLOSSOM CREEK PHASE 1 LOT 7 BLOCK 4
Legal Range18E
Legal Township27S
Legal Section30
Legal SubdivisionORANGE BLOSSOM CREEK PHASE 1
Legal Phase1
Legal Block4
Legal Lot Number7
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2007
Census Tract11512

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5416 CLOUDS PEAK DR, LUTZ, FL 33558-4965
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 3, 2017Warranty Deed, Transfer · Conventional with PMI
DOORWAY HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 3, 2017 · Amount on Record
Deed SaleMar 3, 2017 · Amount on Record
Prior SaleAug 23, 2005 · Amount on Record
Deed Document Number2017084457
Deed Book / Page24772 / 0773
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5416 CLOUDS PEAK DR, LUTZ, FL 33558-4965
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000390256
DateAug 9, 2022
Instrument2022390256
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 3, 2017
Property Address5416 CLOUDS PEAK DR, LUTZ, FL 33558-4965
Document Number0247720773
Book / Page024772 / 000773
Instrument DateFeb 27, 2017
Instrument84457
Transaction TypeTransfer
Record UpdatedMar 14, 2017
Title CompanySTAR TITLE PARTNERS/TAMPA LLC, STAR TITLE PTRS/TAMPA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,961.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5416 CLOUDS PEAK DR LUTZ FL 335584965, LUTZ, FL 33558-4965

Mortgage

Document Number247720775
DateMar 3, 2017
Book Page024772/000775
Instrument84458
Lender
NameDOORWAY HM LNS
AddressORANGE, CA 92868
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 2, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,501.00 (+7.8%) Homeowner's exemption$472,356 (+5.99%)$699,068 (+7.27%) Land $152,887 Building $546,181
2023$7,886.00 (+16.8%) Homeowner's exemption$445,674 (+16.23%)$651,704 (+14.13%) Land $137,598 Building $514,106
2022$6,752.00 Homeowner's exemption$383,432$571,008 Land $122,310 Building $448,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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