542 Jostes Rd, Rochester, IL 62563 Property Records

Sangamon County property record for 542 Jostes Rd, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$309,995 (Aug 2018)
Tax Bill	$7,784 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2012 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`15-35.0-400-042`

Property Details

APN / Parcel Number

Primary APN	`15-35.0-400-042`
Alternative APN	`15350400042 (CHECK DIGIT = 8)`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	15350400042
Street Address	542 JOSTES RD
City	ROCHESTER
State	IL
Zip	62563-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	N 290' LOT 3 DEERPATH ACRES (44,370 SQ FT) 35-16-4
Legal Range	04
Legal Township	16
Legal Section	35
Legal Subdivision	DEERPATH ACRES
Legal Lot Number	3
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	3
Census Block	3017
Census Tract	3902

Owner

Source: Sangamon County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3151 HIGHLAND POINTE DR, OWENSBORO, KY 42303-7836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage US BANK NA
Nov 20, 2012	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Aug 20, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAGSTAR BANK FSB
Dec 23, 2009	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Sep 10, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Oct 5, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH CENTRAL ILLINOIS MTG LLC
Jun 15, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH CENTRAL ILLINOIS MTG LLC
Aug 17, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH CENTRAL ILLINOIS MTG LLC
May 26, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Aug 9, 2018	Warranty Deed, Transfer · VA Mortgage US BANK NA
Nov 22, 2016	Warranty Deed, Transfer
Feb 14, 2005	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Feb 14, 2005 · Amount on Record
Deed Document Number	201816598
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R30282
Date	Oct 26, 2020
Instrument	2020R30282

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R44950
Date	Nov 20, 2012
Instrument	2012R44950

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 8, 2032

Interest

Rate Type	Fixed Rate

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008R32345
Date	Aug 20, 2008
Instrument	2008R32345

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2038

Interest

Rate Type	Fixed Rate

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R57760
Date	Dec 23, 2009
Instrument	2009R57760

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 14, 2014

Interest

Rate Type	Fixed Rate
Rate	4.25%

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007R34410
Date	Sep 10, 2007
Instrument	2007R34410

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.5%

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010R36633
Date	Oct 5, 2010
Instrument	2010R36633

Lender

Name	SOUTH CENTRAL ILLINOIS MTG LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009R31273
Date	Jun 15, 2009
Instrument	2009R31273

Lender

Name	SOUTH CENTRAL ILLINOIS MTG LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2039

Interest

Rate Type	Fixed Rate

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012R31492
Date	Aug 17, 2012
Instrument	2012R31492

Lender

Name	SOUTH CENTRAL ILLINOIS MTG LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2042

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	May 26, 2026
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Document Number	0000008894
Instrument Date	May 8, 2026
Instrument	20268894
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 JOSTES RD, ROCHESTER, IL 62563-8425

Mortgage

Document Number	0000008894,
Date	May 26, 2026
Instrument	20268894

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2056

Interest

Rate	8.1%
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 9, 2018
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Document Number	2018R16598
Instrument Date	Aug 7, 2018
Instrument	2018R16598
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 HIGHLAND POINTE DR, OWENSBORO, KY 42303-7836

Mortgage

Document Number	2018R16599
Date	Aug 9, 2018
Instrument	2018R16599

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 22, 2016
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Document Number	2016R32704
Instrument Date	Feb 8, 2005
Instrument	2016R32704
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 MARLAND ST, SPRINGFIELD, IL 62702-1713

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 14, 2005
Property Address	542 JOSTES RD, ROCHESTER, IL 62563-8425
Document Number	2005R05700
Instrument Date	Feb 8, 2005
Instrument	2005R05700
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MARLAND, SPRINGFIELD, IL 62702
Investor	Possibly a Property Investor

Mortgage

Document Number	2005R05701
Date	Feb 14, 2005
Instrument	2005R05701

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,784.00 (+16.3%)	$126,135 (+23.69%) Land $10,620 Building $115,515	$378,405 (+23.69%) Land $31,860 Building $346,545
2022	$6,693.00 Homeowner's exemption	$101,976 Land $8,586 Building $93,390	$305,928 Land $25,758 Building $280,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAWSON serves 2,375 people · EPA ID IL1670400
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	68 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream, Nextlink, T-Mobile.

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