540 Jostes Rd, Rochester, IL 62563 Property Records

Sangamon County property record for 540 Jostes Rd, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Mar 2004)
Tax Bill	$8,451 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2011 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-35.0-400-039`

Property Details

APN / Parcel Number

Primary APN	`15-35.0-400-039`
Alternative APN	`15350400039 (CHECK DIGIT = 8)`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	15350400039
Street Address	540 JOSTES RD
City	ROCHESTER
State	IL
Zip	62563-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	N 290' L 4 DEERPATH ACRES (44,373 SQ FT) 35-16-4
Legal Range	04
Legal Township	16
Legal Section	35
Legal Subdivision	DEERPATH ACRES
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	3
Census Block	3017
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 JOSTES RD, ROCHESTER, IL 62563-8425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Oct 3, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage TOWN & COUNTRY BANC MTG SVCS
Jan 11, 2005	Deed of Trust, Mortgage · Stand-Alone First Mortgage TOWN & COUNTRY BANC MTG SVCS
Oct 16, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage TOWN & COUNTRY BANC MTG SVCS
Sep 15, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage HEARTLAND CU
Mar 30, 2007	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Jan 21, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2004 · Amount on Record
Deed Sale	Mar 22, 2004 · Amount on Record
Prior Sale	Jun 17, 2003
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	540 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R28547
Date	Oct 18, 2021
Instrument	2021R28547

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

Interest

Rate Type	Fixed Rate

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	540 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R31782
Date	Oct 3, 2011
Instrument	2011R31782

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2026

Interest

Rate Type	Fixed Rate

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	540 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R01445
Date	Jan 11, 2005
Instrument	2005R01445

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2035

Interest

Rate Type	Fixed Rate

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	540 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R33820
Date	Oct 16, 2013
Instrument	2013R33820

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Nov 1, 2026

Interest

Rate Type	Fixed Rate

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	540 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010R33158
Date	Sep 15, 2010
Instrument	2010R33158

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	540 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R10376
Date	Mar 30, 2007
Instrument	2007R10376

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 29, 2027

Interest

Rate Type	Fixed Rate

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	540 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R02959
Date	Jan 21, 2009
Instrument	2009R02959

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,451.00 (+25.93%)	$142,546 (+31.56%) Land $10,620 Building $131,926	$427,638 (+31.56%) Land $31,860 Building $395,778
2022	$6,711.00 Homeowner's exemption	$108,353 Land $8,586 Building $99,767	$325,059 Land $25,758 Building $299,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAWSON serves 2,375 people · EPA ID IL1670400
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	68 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream, Nextlink, T-Mobile.

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