538 Jostes Rd, Rochester, IL 62563 Property Records

Sangamon County property record for 538 Jostes Rd, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Jan 2004)
Tax Bill	$4,465 (2025)
Deeds & Mortgages	May 2005 Mortgage Oct 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-35.0-400-040`

Property Details

APN / Parcel Number

Primary APN	`15-35.0-400-040`
Alternative APN	`15350400040 (CHECK DIGIT = 1)`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	15350400040
Street Address	538 JOSTES RD
City	ROCHESTER
State	IL
Zip	62563-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT L 5 DEERPATH ACRES (43,996 SQ FT) 35-16-4
Legal Range	04
Legal Township	16
Legal Section	35
Legal Subdivision	DEERPATH ACRES SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	3
Census Block	3017
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 JOSTES RD, ROCHESTER, IL 62563-8425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2005	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Oct 23, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Sep 12, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Feb 6, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Oct 22, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2004 · Amount on Record
Deed Sale	Jan 30, 2004 · Amount on Record
Prior Sale	Jun 17, 2003
Last Transfer Date	Oct 16, 2018
Transfer Doc	2018R22107
Record Updated	Sep 20, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	538 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R18131
Date	May 10, 2005
Instrument	2005R18131

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2035

Interest

Rate Type	Fixed Rate

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	538 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R41265
Date	Oct 23, 2006
Instrument	2006R41265

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2011

Interest

Rate Type	Fixed Rate

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	538 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R28802
Date	Sep 12, 2011
Instrument	2011R28802

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2031

Interest

Rate Type	Fixed Rate

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	538 JOSTES RD, ROCHESTER, IL 62563-8425
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R06405
Date	Feb 6, 2009
Instrument	2009R06405

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 5, 2029

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 22, 2018
Property Address	538 JOSTES RD, ROCHESTER, IL 62563-8425
Document Number	2018R22107
Instrument Date	Oct 16, 2018
Instrument	2018R22107
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 JOSTES RD, ROCHESTER, IL 62563-8425

Mortgage

Document Number	2018R22108
Date	Oct 22, 2018
Instrument	2018R22108

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,465.00 (+4.89%) Homeowner's exemption	$74,917 (+6.49%) Land $10,003 Building $64,914	$224,751 (+6.49%) Land $30,009 Building $194,742
2024	$4,257.00 (+11.88%)	$70,351 (+16.16%) Land $9,393 Building $60,958	$211,053 (+16.16%) Land $28,179 Building $182,874
2022	$3,805.00 Homeowner's exemption	$60,566 Land $8,086 Building $52,480	$181,698 Land $24,258 Building $157,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAWSON serves 2,375 people · EPA ID IL1670400
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	68 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream, Nextlink, T-Mobile.

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