5419 Hanover Square Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5419 Hanover Square Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,585 sqft · built 2019
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$314,829 (Dec 2019)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162531344200010260`

Property Details

APN / Parcel Number

Primary APN	`162531344200010260`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,585 sqft Heated Area
Gross Area	3,199 sqft
1st Floor Area	1,133 sqft
Upper Floors Area	1,452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5419 HANOVER SQUARE DR
City	SAINT CLOUD
State	FL
Zip	34771-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER SQUARE PB 26 PGS 106-107 LOT 26
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	HANOVER SQUARE
Legal Tract	3442
Legal Lot Number	26
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 162531344200010260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5419 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2019 · Amount on Record
Deed Sale	Dec 09, 2019 · Amount on Record
Deed Document Number	2019158744
Deed Book / Page	5636 / 1355
Record Updated	Jun 08, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 09, 2019
Property Address	5419 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3900
Document Number	0056361355
Book / Page	005636 / 001355
Instrument Date	Nov 29, 2019
Instrument	158744
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,203.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5419 HANOVER SQUARE DR ST CLOUD FL 347713900, ST CLOUD, FL 34771-3900

Mortgage

Document Number	56361357
Date	Dec 09, 2019
Book Page	005636/001357
Instrument	158745

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 08, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,548.00 (+7.65%) Homeowner's exemption	$245,547 (+5.99%)	$402,700 (+1.67%) Land $75,000 Building $327,700
2023	$3,296.00 (+4.34%) Homeowner's exemption	$231,677 (+3%)	$396,100 (+29.32%) Land $75,000 Building $321,100
2022	$3,159.00 Homeowner's exemption	$224,930	$306,300 Land $55,000 Building $251,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Based on FCC filings for 444 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.