5411 Hanover Square Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5411 Hanover Square Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,004 sqft · built 2019
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$389,000 (Oct 2021)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Mar 2023 Transfer Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-25-31-3442-0001-0240`

Property Details

APN / Parcel Number

Primary APN	`16-25-31-3442-0001-0240`
Alternative APN	`253116344200010240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	2,004 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	152 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5411 HANOVER SQUARE DR
City	SAINT CLOUD
State	FL
Zip	34771-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER SQUARE PB 26 PGS 106-107 LOT 24
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	HANOVER SQUARE
Legal Lot Number	24
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Intrafamily Transfer, Transfer OS NATIONAL LLC
Oct 12, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Jan 27, 2020	Grant Deed, Transfer · FHA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	2021158232
Deed Book / Page	6063 / 605
Last Transfer Date	Mar 10, 2023
Transfer Doc	0063701321
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 13, 2023
Property Address	5411 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3900
Document Number	0063701321
Book / Page	6370 / 1321
Map Reference	MB 26 PG 106&107
Instrument Date	Mar 10, 2023
Instrument	2023028870
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15771 RED HILL AVE # AVE100, AVE100, TUSTIN, CA 92780-7333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15771 RED HILL AVE STE 100, 100, TUSTIN, CA 92780-7333
Mail Care Of	TRICON AMERICAN HOMES LLC

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 12, 2021
Property Address	5411 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3900
Document Number	0060630605
Book / Page	6063 / 605
Map Reference	MB 26 PG 106&107
Instrument Date	Sep 29, 2021
Instrument	2021158232
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,723.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5411 HANOVER SQUARE DR, 5411, SAINT CLOUD, FL 34771-3900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 27, 2020
Property Address	5411 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3900
Document Number	0056632410
Book / Page	005663 / 002410
Instrument Date	Jan 24, 2020
Instrument	12520
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5411 HANOVER SQUARE DR ST CLOUD FL 347713900, ST CLOUD, FL 34771-3900

Mortgage

Document Number	56632412
Date	Jan 27, 2020
Book Page	005663/002412
Instrument	12521

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,650.00 (+2%)	$356,400 (+1.6%) Land $75,000 Building $281,400	$356,400 (+1.6%) Land $75,000 Building $281,400
2024	$5,539.00 (+9.19%)
2023	$5,073.00 (+16.3%)	$350,800 (+29.49%) Land $75,000 Building $275,800	$350,800 (+29.49%) Land $75,000 Building $275,800
2022	$4,362.00	$270,900 Land $55,000 Building $215,900	$270,900 Land $55,000 Building $215,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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