5409 Hanover Square Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5409 Hanover Square Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2018
Square Footage	2,758 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$333,221 (2019)
Tax Bill	$4,421.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`162531344200010230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,758 sqft Heated Area
Gross Area	3,213 sqft Gross Area
1st Floor	1,144 sqft 1st Floor
Upper Floors	1,614 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished Garage

Exterior Amenities

Fence	Fence
Patio Area	100 sqft Patio
Porch	Open Porch
Porch Area	14 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5409 HANOVER SQUARE DR
City	SAINT CLOUD
State	FL
Zip	34771-3900
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER SQUARE PB 26 PGS 106-107 LOT 23
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	HANOVER SQUARE
Legal Tract	3442
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 162531344200010230

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5409 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3900
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2019 · Amount on Record
Deed Sale	Jun 04, 2019 · Amount on Record
Deed Doc Number	2019071294
Deed Book / Page	5534 / 1767
Record Refreshed	Jun 08, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 04, 2019
Property Address	5409 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3900
Document Number	0055341767
Book / Page	005534 / 001767
Instrument Date	May 31, 2019
Instrument	71294
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,332.55
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	5409 HANOVER SQUARE DR ST CLOUD FL 347713900, ST CLOUD, FL 34771-3900

Mortgage

Document Number	55341769
Date	Jun 04, 2019
Book Page	005534/001769
Instrument	71295

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 03, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00 (+7.15%) Homeowner's exemption	$308,523 (+5.99%)	$413,600 (+7.37%) Land $75,000 Building $338,600
2023	$4,126.00 (+4.06%) Homeowner's exemption	$291,096 (+3%)	$385,200 (+28.87%) Land $75,000 Building $310,200
2022	$3,965.00 Homeowner's exemption	$282,618	$298,900 Land $55,000 Building $243,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 78% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 172 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.