5427 Ardmore Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5427 Ardmore Loop, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	4.5 Baths
Year Built	Built 2018
Square Footage	4,768 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$423,924 (2018)
Tax Bill	$5,781.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`16-25-31-3381-0001-0440`
Alternative APN	`253116338100010440`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,768 sqft Living Area
Gross Area	5,698 sqft Gross Area
1st Floor	2,183 sqft 1st Floor
Upper Floors	2,585 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	720 sqft Garage
Porch Area	210 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	5427 ARDMORE LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8019
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 44
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	HANOVER RESERVE REPLAT
Legal Tract	3381
Legal Block	440
Legal Lot Number	44
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 16-25-31-3381-0001-0440

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5427 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2018 · Amount on Record
Deed Sale	Dec 03, 2018 · Amount on Record
Deed Doc Number	2018176321
Deed Book / Page	5441 / 1693
Last Transfer Date	May 24, 2025
Transfer Doc	0067980968
Record Refreshed	Jun 08, 2026

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 03, 2018
Property Address	5427 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Document Number	0054411693
Book / Page	5441 / 1693
Map Reference	MB24 PG133-135
Instrument Date	Nov 30, 2018
Instrument	2018176321
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,968.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 LAKEMONT AVE STE 450, 2420, ORLANDO, FL 32814-6165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5427 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019

Mortgage

Document Number	2018176323
Date	Dec 03, 2018
Instrument	2018176323

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,040.00 (+4.48%)	$425,390 (+5.99%)	$604,500 (-0.54%) Land $75,000 Building $529,500
2024	$5,781.00 (+2.03%)
2023	$5,666.00 (+3.75%) Homeowner's exemption	$401,362 (+3%)	$607,800 (+15.09%) Land $75,000 Building $532,800
2022	$5,461.00 Homeowner's exemption	$389,672	$528,100 Land $55,000 Building $473,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 146 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.