5415 Stephens Ln, Durham, NC 27712 Property Records

Durham County property record for 5415 Stephens Ln, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,202 sqft · built 2002
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on Record
Last Sale	$568,000 (Jun 2026)
Tax Bill	$5,347 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0825-92-8305`

Property Details

APN / Parcel Number

Primary APN	`0825-92-8305`
Alternative APNs	`0825-92-83-0518` `082504927385` `183526`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,202 sqft Heated Area
1st Floor Area	2,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Lot Area	94,090 sqft (2.16 acres)
Lot Dimensions	560 ft deep x 207 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5415 STEPHENS LN
City	DURHAM
State	NC
Zip	27712-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	OAKDALE/SEC:03/LT#86-87-8 8 PL:000043-000068
Legal Subdivision	OAKDALE
Legal Lot Number	86,87
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	3
Census Block	3000
Census Tract	1601

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5415 STEPHENS LN, DURHAM, NC 27712-9749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Jun 14, 2012 · Amount on Record
Deed Document Number	2026178535
Deed Book / Page	10571 / 540
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 23, 2026
Property Address	5415 STEPHENS LN, DURHAM, NC 27712-9749
Document Number	0000178535
Book / Page	10571 / 540
Instrument Date	Jun 17, 2026
Instrument	2026178535
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ONE REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114,736.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5415 STEPHENS LN, DURHAM, NC 27712-9749

Mortgage

Document Number	0000178536,
Date	Jun 23, 2026
Instrument	2026178536

Lender

Name	NORTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 23, 2026
Property Address	5415 STEPHENS LN, DURHAM, NC 27712-9749
Document Number	0105710540
Book / Page	10571 / 540
Instrument Date	Jun 17, 2026
Instrument	2026178535
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	ONE NATION TITLE, ONE REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114,736.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5415 STEPHENS LN, DURHAM, NC 27712-9749

Mortgage

Document Number	0000178536,
Date	Jun 23, 2026
Instrument	2026178536

Lender

Name	NORTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,347.00 (+2.53%)	$526,167 (-) Land $134,560 Building $391,607	$526,167 (-) Land $134,560 Building $391,607
2025	$5,215.00 (+33.72%)	$526,167 (+76.71%) Land $134,560 Building $391,607	$526,167 (+76.71%) Land $134,560 Building $391,607
2023	$3,900.00 (+2.34%)	$297,759 Land $57,133 Building $240,626	$297,759 Land $57,133 Building $240,626
2022	$3,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1984–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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