5412 Stephens Ln, Durham, NC 27712 Property Records

Durham County property record for 5412 Stephens Ln, Durham, NC 27712 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,794 sqft · built 1988
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Jan 2019)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0835-02-5310`

Property Details

APN / Parcel Number

Primary APN	`0835-02-5310`
Alternative APNs	`0835-02-53-1095` `083503025219` `183491`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,794 sqft Heated Area
1st Floor Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	111,078 sqft (2.55 acres)
Lot Dimensions	730 ft deep x 154 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	324 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	5412 STEPHENS LN
City	DURHAM
State	NC
Zip	27712-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKDALE/SEC:01/LT#05-07 I NCL PL:000043-000066
Legal Subdivision	OAKDALE
Legal Lot Number	5,7
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2007
Census Tract	1601

Owner

Source: Durham County records · APN 0835-02-5310

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5412 STEPHENS LN, DURHAM, NC 27712-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 14, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	20191156
Deed Book / Page	8578 / 432
Prior Transfer Date	Mar 07, 2005
Prior Transfer Doc	0047260468
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5412 STEPHENS LN, DURHAM, NC 27712-9748
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094820374
Date	Oct 01, 2021
Book Page	9482/374
Instrument	2021050235

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5412 STEPHENS LN, DURHAM, NC 27712-9748
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090020348
Date	Jul 13, 2020
Book Page	9002/348
Instrument	2020027308

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2040

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 14, 2019
Property Address	5412 STEPHENS LN, DURHAM, NC 27712-9748
Document Number	0085780432
Book / Page	008578 / 000432
Instrument Date	Jan 08, 2018
Instrument	1156
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5412 STEPHENS LN DURHAM NC 277129748, DURHAM, NC 27712-9748

Mortgage

Document Number	85780434
Date	Jan 14, 2019
Book Page	008578/000434
Instrument	1157

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2049

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,799.00 (+19.15%)	$585,075 (+57.44%) Land $140,800 Building $444,275	$585,075 (+57.44%) Land $140,800 Building $444,275
2023	$4,867.00 (+2.33%)	$371,626 Land $59,326 Building $312,300	$371,626 Land $59,326 Building $312,300
2022	$4,756.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630016012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	13 (1996–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Claims By Storm	Hurricane Fran, Sep 1996 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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