5409 Stephens Ln, Durham, NC 27712 Property Records

Durham County property record for 5409 Stephens Ln, Durham, NC 27712 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,396 sqft · built 2005
Lot Size2.02 acres (87,991 sqft)
OwnerIndividual Name on File
Last Sale$49,000 (Apr 2005)
Tax Bill$6,450 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0825-92-8109

Property Details

APN / Parcel Number

Primary APN0825-92-8109
Alternative APNs
  • 0825-92-81-0997
  • 082504927189
  • 183525

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,396 sqft Heated Area
1st Floor Area2,614 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCape Cod
Lot Area87,991 sqft (2.02 acres)
Lot Dimensions600 ft deep x 150 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5409 STEPHENS LN
CityDURHAM
StateNC
Zip27712-9749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKDALE/SEC:03/LT#83-84-8 5 PL:000043-000068
Legal SubdivisionOAKDALE
Legal Lot Number83,84
JurisdictionDURHAM NC
Township / Civil DivisionLEBANON
Census Block Group3
Census Block3000
Census Tract1601

Owner

Source: Durham County records · APN 0825-92-8109

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5409 STEPHENS LN, DURHAM, NC 27712-9749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Oct 06, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BOX HOME LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2005 · Amount on Record
Deed SaleApr 22, 2005 · Amount on Record
Deed Book / Page4768 / 251
Last Transfer DateOct 01, 2021
Transfer Doc0094860766
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address5409 STEPHENS LN, DURHAM, NC 27712-9749
Transaction TypeMortgage
Record UpdatedJun 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099330644
DateJun 13, 2023
Book Page9933/644
Instrument2023064548
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDURHAM NC
Recording DateOct 06, 2021
Property Address5409 STEPHENS LN, DURHAM, NC 27712-9749
Document Number0094860766
Book / Page9486 / 766
Map ReferenceMB 43 PG 68
Instrument DateOct 01, 2021
Instrument2021050990
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5409 STEPHENS LN, DURHAM, NC 27712-9749

Mortgage

Document Number0094860768
DateOct 06, 2021
Book Page9486/768
Instrument2021050991
Lender
NameBOX HOME LOANS
TypeMortgage Company
AddressLINDON, UT 84042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,450.00 (+9.27%)$650,662 (+44.37%) Land $132,320 Building $518,342$650,662 (+44.37%) Land $132,320 Building $518,342
2023$5,903.00 (+2.34%)$450,676 Land $56,334 Building $394,342$450,676 Land $56,334 Building $394,342
2022$5,768.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630016013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1984–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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