Durham County property record for 5409 Stephens Ln, Durham, NC 27712 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,396 sqft · built 2005 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Apr 2005) |
| Tax Bill | $6,450 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0825-92-8109 |
| Primary APN | 0825-92-8109 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,396 sqft Heated Area |
| 1st Floor Area | 2,614 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Lot Area | 87,991 sqft (2.02 acres) |
| Lot Dimensions | 600 ft deep x 150 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 5409 STEPHENS LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKDALE/SEC:03/LT#83-84-8 5 PL:000043-000068 |
| Legal Subdivision | OAKDALE |
| Legal Lot Number | 83,84 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1601 |
Source: Durham County records · APN 0825-92-8109
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5409 STEPHENS LN, DURHAM, NC 27712-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 06, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BOX HOME LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2005 · Amount on Record |
| Deed Sale | Apr 22, 2005 · Amount on Record |
| Deed Book / Page | 4768 / 251 |
| Last Transfer Date | Oct 01, 2021 |
| Transfer Doc | 0094860766 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 5409 STEPHENS LN, DURHAM, NC 27712-9749 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0099330644 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 9933/644 |
| Instrument | 2023064548 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 06, 2021 |
| Property Address | 5409 STEPHENS LN, DURHAM, NC 27712-9749 |
| Document Number | 0094860766 |
| Book / Page | 9486 / 766 |
| Map Reference | MB 43 PG 68 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 2021050990 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5409 STEPHENS LN, DURHAM, NC 27712-9749 |
| Document Number | 0094860768 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 9486/768 |
| Instrument | 2021050991 |
| Name | BOX HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,450.00 (+9.27%) | $650,662 (+44.37%) Land $132,320 Building $518,342 | $650,662 (+44.37%) Land $132,320 Building $518,342 |
| 2023 | $5,903.00 (+2.34%) | $450,676 Land $56,334 Building $394,342 | $450,676 Land $56,334 Building $394,342 |
| 2022 | $5,768.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630016013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1984–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures