54108 Charles St, Callahan, FL 32011 Property Records

Nassau County property record for 54108 Charles St, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,176 sqft · built 1964
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$17,500 (Nov 2021)
Tax Bill	$947 (2025)
Deeds & Mortgages	Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-1N-25-2800-0028-0000`

Property Details

APN / Parcel Number

Primary APN	`04-1N-25-2800-0028-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,176 sqft Living Area
1st Floor Area	1,976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Flat
Roof Material	Slate
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	20.5 ft deep x 7.5 ft wide
Garage Area	780 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	284 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Convection

Location & Zoning

Street Address	54108 CHARLES ST
City	CALLAHAN
State	FL
Zip	32011-7657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 28 & 29 PINE KNOLL SUB PB 4/5
Legal Range	25E
Legal Township	01N
Legal Section	04
Legal Subdivision	PINE KNOLL SUB
Legal Lot Number	28
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2000
Census Tract	50505

Owner

54108 Charles St is owned and occupied by two individuals who bought it in November 2021.

Source: Nassau County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	54108 CHARLES ST, CALLAHAN, FL 32011-7657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Deed Document Number	202145041181
Deed Book / Page	2511 / 584
Record Updated	Sep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 4, 2021
Property Address	54108 CHARLES ST, CALLAHAN, FL 32011-7657
Document Number	0025110584
Book / Page	2511 / 584
Map Reference	MB 4 PG 5
Instrument Date	Nov 4, 2021
Instrument	202145041181
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Tax	$122.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54108 CHARLES ST, 54108, CALLAHAN, FL 32011-7657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54108 CHARLES ST, CALLAHAN, FL 32011-7657

Tax Assessment & Valuation

The 2025 property tax bill for 54108 Charles St was $947 with a homeowner's exemption, up 2.2% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$947.00 (+2.16%) Homeowner's exemption	$102,075 (+2.9%)	$174,238 (+6.97%) Land $31,950 Building $142,288
2024	$927.00 (+3%) Homeowner's exemption	$99,198 (+3%)	$162,879 (+2.16%) Land $24,850 Building $138,029
2023	$900.00 (+13.64%) Homeowner's exemption	$96,309 (+3%)	$159,441 (+22.65%) Land $24,850 Building $134,591
2022	$792.00 Homeowner's exemption	$93,504	$130,002 Land $24,850 Building $105,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54108 Charles St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54108 Charles St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20