54074 Charles St, Callahan, FL 32011 Property Records

Nassau County property record for 54074 Charles St, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1983
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Aug 2026)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-1N-25-2800-0025-0000`

Property Details

APN / Parcel Number

Primary APN	`04-1N-25-2800-0025-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	20.5 ft deep x 7.5 ft wide
Porch	Slab
Porch Area	560 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	54074 CHARLES ST
City	CALLAHAN
State	FL
Zip	32011-7655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOTS 25 & 26 PINE KNOLL SUB PB 4/5
Legal Range	25E
Legal Township	01N
Legal Section	04
Legal Subdivision	PINE KNOLL SUB
Legal Lot Number	25
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2000
Census Tract	50505

Owner

Source: Nassau County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54074 CHARLES ST, CALLAHAN, FL 32011-7655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Jun 3, 2025 · Amount on Record
Deed Document Number	202624176
Deed Book / Page	2887 / 1361
Prior Transfer Date	Jan 24, 2006
Prior Transfer Doc	0000004493
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 10, 2026
Property Address	54074 CHARLES ST, CALLAHAN, FL 32011-7655
Document Number	0000024176
Book / Page	2887 / 1361
Instrument Date	Aug 10, 2026
Instrument	202624176
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54074 CHARLES ST, CALLAHAN, FL 32011-7655

Mortgage

Document Number	0000024177,
Date	Aug 10, 2026
Instrument	202624177

Lender

Name	RESOURCE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,476.00 (+10.04%)	$168,839 (+14.92%) Land $31,950 Building $136,889	$168,839 (+14.92%) Land $31,950 Building $136,889
2024	$2,250.00 (+5.14%)	$146,915 (+3.8%) Land $24,850 Building $122,065	$146,915 (+3.8%) Land $24,850 Building $122,065
2023	$2,140.00 (+19.35%)	$141,535 (+15.62%) Land $24,850 Building $116,685	$141,535 (+15.62%) Land $24,850 Building $116,685
2022	$1,793.00	$122,417 Land $24,850 Building $97,567	$122,417 Land $24,850 Building $97,567

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20