Nassau County property record for 54038 Charles St, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,608 sqft · built 1963 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,000 (Sep 2025) |
| Tax Bill | $4,494 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1N-25-2800-0021-0000 |
| Primary APN | 04-1N-25-2800-0021-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| 1st Floor Area | 2,416 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 61,420 sqft (1.41 acres) |
| Lot Dimensions | 20.5 ft deep x 30 ft wide |
| Garage Area | 920 sqft |
| Porch | Florida Room |
| Porch Area | 216 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54038 CHARLES ST |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-7655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOTS 21 22 23 & 24 PINE KNOLL SUB PB 4/5 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 04 |
| Legal Subdivision | PINE KNOLL SUB |
| Legal Lot Number | 21 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50505 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54038 CHARLES ST, CALLAHAN, FL 32011-7655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 3, 2025 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Dec 10, 2020 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Prior Sale | Dec 10, 2020 · Amount on Record |
| Deed Document Number | 202526895 |
| Deed Book / Page | 2813 / 904 |
| Prior Transfer Date | Mar 11, 2024 |
| Prior Transfer Doc | 0026990029 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Sep 3, 2025 |
| Property Address | 54038 CHARLES ST, CALLAHAN, FL 32011-7655 |
| Document Number | 0028130904 |
| Book / Page | 2813 / 904 |
| Map Reference | MB 4 PG 5 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 202545026895 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 FENNEC FOX PRESERVE, TULSA, OK 74135 |
| Name | Verified Name |
|---|---|
| Address | 54038 CHARLES ST, CALLAHAN, FL 32011-7655 |
| Document Number | 0002813906 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2813/906 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Dec 10, 2020 |
| Property Address | 54038 CHARLES ST, CALLAHAN, FL 32011-7655 |
| Document Number | 0024141965 |
| Book / Page | 2414 / 1965 |
| Map Reference | MB 4 PG 5 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 202045039934 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56205 DAVIS RD, 56205, CALLAHAN, FL 32011-8826 |
| Name | Verified Name |
|---|---|
| Address | 54038 CHARLES ST, CALLAHAN, FL 32011-7655 |
| Document Number | 24141967 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2414/1967 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,494.00 (+57.02%) | $292,755 (+16.12%) Land $63,450 Building $229,305 | $292,755 (+8.76%) Land $63,450 Building $229,305 |
| 2024 | $2,862.00 (+2.03%) Homeowner's exemption Additional exemption filed | $252,116 (+3%) | $269,183 (+4.75%) Land $49,350 Building $219,833 |
| 2023 | $2,805.00 (+34.4%) Homeowner's exemption Additional exemption filed | $244,773 (+16.24%) | $256,970 (+22.03%) Land $49,350 Building $207,620 |
| 2022 | $2,087.00 Homeowner's exemption Additional exemption filed | $210,580 Land $49,350 Building $161,230 | $210,580 Land $49,350 Building $161,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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