5410 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 5410 Ternes St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1929
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$168,500 (Jun 2023)
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-10-181-04-016`

Property Details

APN / Parcel Number

Primary APN	`82-10-181-04-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
1st Floor Area	588 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	112 ft deep x 40 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5410 TERNES ST
City	DEARBORN
State	MI
Zip	48126-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 120 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOFJOHN FORD SUB
Legal Subdivision	JOHN FORD
Legal Lot Number	120
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3001
Census Tract	573400

Owner

5410 Ternes St is owned and occupied by an individual who bought it in June 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	5410 TERNES ST, DEARBORN, MI 48126-3039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Jan 7, 2009 · Amount on File
Deed Document Number	2023171860
Deed Book / Page	58302 / 1280
Prior Transfer Date	Dec 17, 2008
Prior Transfer Doc	0476540004
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 15, 2023
Property Address	5410 TERNES ST, DEARBORN, MI 48126-3039
Document Number	0583021280
Book / Page	58302 / 1280
Map Reference	LB 44 PG 73
Instrument Date	Jun 2, 2023
Instrument	2023171860
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,263.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5410 TERNES ST, DEARBORN, MI 48126-3039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5410 TERNES ST, DEARBORN, MI 48126-3039

Mortgage

Document Number	0582940028
Date	Jun 9, 2023
Book Page	58294/28
Instrument	2023168540

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5410 Ternes St was $4,937 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+4.06%)	$200,000 (+4.06%)
2025	$4,937.00	$96,100	$192,200
2023		$94,200 (+54.68%)	$188,400 (+54.68%)
2022		$60,900	$121,800
2019	$2,950.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5410 Ternes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5410 Ternes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20