Wayne County property record for 5281 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,274 sqft · built 1942 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Oct 2017) |
| Tax Bill | $3,758 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-181-08-041 |
| Primary APN | 82-10-181-08-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 112 ft deep x 40 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5281 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-4625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 270 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF JOHN FORD SUB NO 1 |
| Legal Subdivision | JOHN FORD NO 1 |
| Legal Lot Number | 270 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 573400 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5281 TERNES ST, DEARBORN, MI 48126-4625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Intrafamily Transfer, Transfer |
| Oct 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2017 · Amount on Record |
| Deed Sale | Oct 17, 2017 · Amount on Record |
| Deed Document Number | 2017332017 |
| Deed Book / Page | 54008 / 1187 |
| Last Transfer Date | Oct 6, 2023 |
| Transfer Doc | 0585530572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 14, 2023 |
| Property Address | 5281 TERNES ST, DEARBORN, MI 48126-4625 |
| Document Number | 0585530572 |
| Book / Page | 58553 / 572 |
| Map Reference | LB 45 PG 15 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2023283102 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5281 TERNES ST, DEARBORN, MI 48126-4625 |
| Name | Verified Name |
|---|---|
| Address | 5281 TERNES ST, DEARBORN, MI 48126-4625 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Oct 17, 2017 |
| Property Address | 5281 TERNES ST, DEARBORN, MI 48126-4625 |
| Document Number | 0540081187 |
| Book / Page | 54008 / 1187 |
| Map Reference | LB45 PG15 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017332017 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5281 TERNES ST, 5281, DEARBORN, MI 48126-4625 |
| Name | Verified Name |
|---|---|
| Address | 1513 CANTERBURY ST, DEARBORN, MI 48120-1727 |
| Document Number | 2017332018 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 2017332018 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,500 (+3.17%) | $215,000 (+3.17%) | |
| 2025 | $3,758.00 (-0.24%) Homeowner's exemption | $104,200 (+16.55%) | $208,400 (+16.55%) |
| 2023 | $89,400 | $178,800 | |
| 2019 | $3,767.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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